Cash ISAs: The Best Currently Available List

ASL1

myth123 said:

ASL1 said:

I opened the 3% easy access Virgin Money ISA last Friday and requested them to transfer in from my Coventry building society isa at the same time. I haven't heard anything since from either bank. How long does it take for Virgin to sort out on isa transfers?

I did the same and haven't heard anything. I'm guessing it will get processed without much contact but if I haven't heard anything by next week I might give them a ring. When I transferred into Coventry BS the transfer arrived in 2 working days but I can't see VM being quite that efficient...

Just checked the virgin money app and the isa has been transferred!

Opened and requested transfer last Friday got here today (Thursday).

ASL1

Virgin Money have also just now sent me a text and email confirming that the ISA transfer is complete.

refluxer

These providers' have just increased their rates, putting them close to the top of the relevant ISA rate tables...

OakNorth have increased the rate of their one-year fixed rate cash ISA from 3.04% to 3.83%.

Castle Trust have increased their one-year fixed rate from 3.60% to 3.80% and the two-year fixed rate has increased to 4.35%

steveksullivan

Cumberland BS appear to have just jumped in at ToTP for both 1 and 2 year according to Moneyfacts ......

t1redmonkey

5.05% for a 5 year with Cumberland BS   But need to be local to them to open it.

rallycurve

steveksullivan said:

Cumberland BS appear to have just jumped in at ToTP for both 1 and 2 year according to Moneyfacts ......

We finally see someone offering over 4% in a 1year fixed ISA!

steveksullivan

t1redmonkey said:

5.05% for a 5 year with Cumberland BS   But need to be local to them to open it.

Ah didn't spot the 'local' aspect when I posted at the same time as you ....!!

refluxer

Charter have just jumped to the top of the 1 and 2 year Fixed Rate Cash ISA tables with 3.90% and 4.38% respectively.

https://www.chartersavingsbank.co.uk/Products/ISAs

Notfarfromtheborder

savit4l8er said:

Dudley 4.2% 18m which wasn't a bad little deal no longer seems to be listed on their site but still on moneyfacts (currently).

I applied for one of these on Monday, will they honor my application??

Not heard a peep from them since sending the application in, they stated three working days from application

intalex

steveksullivan said:

.....errr ...... I couldnt quote you on any RECENT external transfers to Virgin for myself .... but so far I have waited three weeks for them to do an INTERNAL transfer  ..... see higher up on this thread.

However for balance - @savit4l8er did report on 5th November that his external transfer in was complete in 2 days.....

I also followed the suggested steps (sent secure message) to request an internal transfer with Virgin, received a reply 8 days later saying it has been passed on to the ISA team, absolutely no timescales. They really should have programmed this sort of thing on online banking together with their 14 day cooling off period, this manual processing is a real bottleneck!