Cash ISAs: The Best Currently Available List

pecunianonolet

Santander S&S ISA

Can anybody confirm that to transfer out from Santander S&S ISA all you need is the account number starting with SM…, which is the roll number as the ISA doesn't have a sort code / account number?

HHUK

https://forums.moneysavingexpert.com/discussion/comment/81873486#Comment_81873486

Don't know for sure in the case of transferring out from the Santander Stocks and Shares ISA, and was wondering the same thing myself. In the past I've transferred cash out from my Bestinvest Stocks and Shares ISA to a Virgin Cash ISA. That involved completing a paper Transfer Out Authority and posting it to Virgin Money. Wasn't the speediest of transactions, but Bestinvest's equivalent to Santander's SM number, coupled with my National Insurance Number was sufficient to identify the account to be transferred.

Rich2808

I see the Coventry BS 4.13% fixed rate isa to 31 May 2027 (16 months) has been withdrawn.

I applied on line - application crashed first two times and couldn't print out the form on the 3rd attempt so clicked the post it to me button. They have since sent four application packs in four separate envelopes full of paperwork and two bulky brochures in each. Is this all really necessary in 2026 from the nation's second largest building society. I hate to think the rainforests which must be destroyed each year by the Coventry.

No doubt when I request my ISA transfer they will send me the usual letter with all my personal data held on the back including my NI no, address, DOB, all my phone numbers and email addresses. If you want your identity stolen - they can't be beat. And when you query this they claim this is legally required - but no one else does this!!

fuzzzzy

I agree. All the personal data they send out in letters makes me very reluctant now to open an ISA with the Coventry.

clairec666

https://forums.moneysavingexpert.com/discussion/comment/81874770#Comment_81874770

I hadn't thought about it from a security point of view, but from an environmental point of view, Coventry are the worst building society I've had dealings with, closely followed by Principality.

friolento

https://forums.moneysavingexpert.com/discussion/comment/81872967#Comment_81872967

Can any of the Meteor ISAs take any amount of transferred-in ISA, or are some limited to new money only?

Any nasty T&Cs we need to be aware of, e.g. lower interest rate for transferred-in money?

allegro120

https://forums.moneysavingexpert.com/discussion/comment/81875057#Comment_81875057

I didn't pay attention to "new money" thing because I was doing a full transfer.

With regards to "any of the Meteor ISAs" - I don't think it matters. This is how it works: you do a transfer into Meteor ISA account first, when money arrives you allocate funds to any ISA available on their list, you can split it between all of them if you like. Similar to investment platforms - you deposit to GIA first and then allocate your funds to whatever you fancy.

I didn't see any nasty bits in t&c. I allocated my transfer to 4.35% Isbank and it shows 4.35%.

friolento

Thanks @allegro120 , very helpful

thezigzag

https://forums.moneysavingexpert.com/discussion/comment/81874770#Comment_81874770

I have been following this (and the easy access and regular savers) threads for a couple of years and I am grateful for all the useful information you have provided.

I n

ow need to step out of the shadows as I have a question. I was also dismayed when transferring an ISA into the Coventry BS that it would send out a letter containing almost every piece of personal data a fraudster could use. I now want to transfer my ISA out of the Coventry. Does the Coventry also send a letter containing all your personal data when transferring out?

Rich2808

https://forums.moneysavingexpert.com/discussion/comment/81874820#Comment_81874820

https://forums.moneysavingexpert.com/discussion/comment/81877505#Comment_81877505

I don't think they do include any personal data in correspondence when you transfer out - but they will probably send you a couple of letters to tell you the transfer is happening and then to confirm it has happened. They do like wasting paper and postage!