Cash ISAs: The Best Currently Available List

otherwayup

refluxer said:

...
Obviously fixing for 5 years is a pretty big gamble but, as you can add new subscriptions throughout the duration of the fixed term, ...

Can you please clarify what you mean by this.  Ignoring possible gov. changes to Cash ISA rules, do you mean you can add another 20k to the ISA every year for example and those deposits will receive 4.17%?

I can't see that written anywhere.

refluxer

otherwayup said:

refluxer said:

...
Obviously fixing for 5 years is a pretty big gamble but, as you can add new subscriptions throughout the duration of the fixed term, ...

Can you please clarify what you mean by this.  Ignoring possible gov. changes to Cash ISA rules, do you mean you can add another 20k to the ISA every year for example and those deposits will receive 4.17%?

I can't see that written anywhere.

Yes, that's right - you can add your ISA allowance for each tax year until the fixed period ends. 

I did this myself late last year - added my 2025-26 ISA allowance to a fixed rate ISA I opened in the 2024-25 tax year.

The key phrase is in the 'Terms and conditions' section at the bottom of the Summary Box...

"Please note that the Bank reserves the right to withdraw this product at any time. If the product is withdrawn, you can continue to put more money into your account until the expiry of the fixed term."