Cash ISAs: The Best Currently Available List

clairec666

flaneurs_lobster said:

s71hj said:

Meteor Bank have a 6 month fixed rate ISA at 4.35%. It may be it has been mentioned, but first I've seen of it. Flexible and transfers in are allowed.
https://savings.meteoram.com/savings/fixed-term/10222/isbank-6-month-fixed-term-deposit-419-aer-boosted-by-meteor-to-435-aer

Always nervous of clauses that state "...but our understanding is that HMRC....."

The boost explained

This savings account will earn 4.19% AER for the duration of the term. With the Meteor Boost of 0.15%, the effective rate will be 4.35% AER. At maturity, the return of 4.19% AER will be credited to your Cash ISA. At the same time Meteor will pay the additional amount as a cash bonus into your General account as a separate payment. This cannot be paid into your Cash ISA at maturity, as it would be considered a new subscription and therefore would be part of your ISA allowance for the year, but our understanding is that HMRC do not currently consider such cash bonus payments to be taxable.

All sounds a bit vague to me. "We think it won't be taxable, but don't quote us on it."

It's just personal preference, but I like my banks to know what they're talking about when it comes to tax.