Cash ISAs: The Best Currently Available List

CuparLad

Moneyfacts are currently listing a 4.15% Easy Access ISA with the Marsden:

Yet the Marsden website doesn't list it.

I'm wondering whether Moneyfacts are ahead or behind the curve. Does anyone have the Issue 7 already, which would confirm it's NLA?

happybagger

re. Marsden

you need to look at "online accounts" rather than ISAs

I have issue 5, it's essentially the same terms, but Marsden prevent transfers internally

SnowMan

https://forums.moneysavingexpert.com/discussion/comment/81881962#Comment_81881962

https://www.themarsden.co.uk/files/savings/terms-conditions/online/online-cash-isa-issue-7-tcs.pdf?1755789711

Looks like it's just come out/coming out from this as it says rates effective from 12th February. Presumably it will be on their website properly by tomorrow.

happybagger

it's in the Online accounts section, not the isa section

that's how Marsden do things. similarly when they have online-only fixed rate bonds they only feature in online accounts, not fixed rate accounts 😉

flobbalobbalob

The Marsen T&C's state The first payment into the account must be within 5 working days of account opening, otherwise the account will be closed. No mention of different terms for transfers. My last transfer took over 15 days.

happybagger

IIRC as long as they receive the form within 5 days then it's held open, but you may wish to check on that.

bioboybill

How often is this list updated? Several offers have been reduced several days ago. I am looking for a decent rate on a flexible Cash Isa, but most of the top ones are not flexible or NLA.

dave_dph

Trading212, Skipton and Tesco are all flexible and in the top accounts listed.

pecunianonolet

Aldermore, Tandem are also flexible. Moneyfacts allows you now to search for flexible ISA's only when you change the search settings.

bioboybill

https://forums.moneysavingexpert.com/discussion/comment/81883214#Comment_81883214

Unfortunately I'm already with T212, and their best rate is only for new customers, otherwise I would stick with them.