Cash ISAs: The Best Currently Available List

SnowMan

https://forums.moneysavingexpert.com/discussion/comment/81881962#Comment_81881962

https://www.themarsden.co.uk/files/savings/terms-conditions/online/online-cash-isa-issue-7-tcs.pdf?1755789711

Looks like it's just come out/coming out from this as it says rates effective from 12th February. Presumably it will be on their website properly by tomorrow.

happybagger

it's in the Online accounts section, not the isa section

that's how Marsden do things. similarly when they have online-only fixed rate bonds they only feature in online accounts, not fixed rate accounts 😉

flobbalobbalob

The Marsen T&C's state The first payment into the account must be within 5 working days of account opening, otherwise the account will be closed. No mention of different terms for transfers. My last transfer took over 15 days.

happybagger

IIRC as long as they receive the form within 5 days then it's held open, but you may wish to check on that.

bioboybill

How often is this list updated? Several offers have been reduced several days ago. I am looking for a decent rate on a flexible Cash Isa, but most of the top ones are not flexible or NLA.

dave_dph

Trading212, Skipton and Tesco are all flexible and in the top accounts listed.

pecunianonolet

Aldermore, Tandem are also flexible. Moneyfacts allows you now to search for flexible ISA's only when you change the search settings.

bioboybill

https://forums.moneysavingexpert.com/discussion/comment/81883214#Comment_81883214

Unfortunately I'm already with T212, and their best rate is only for new customers, otherwise I would stick with them.

dave_dph

Ok, but that still leaves you with other options for flexible accounts. ISA transfers seem to go through quickly these days, so the process of moving ISA's is pretty painless.

allegro120

https://forums.moneysavingexpert.com/discussion/comment/81883362#Comment_81883362

Overall there's a notable improvement since April last year, but some of them still appear to be a pain. One of my recent transfers (Cynergy to Tembo) took 42 days and without my intervention my money would've been in limbo forever.