Cash ISAs: The Best Currently Available List

pecunianonolet

CMC to Coventry is a real pain just now, CMC to Virgin for the OH a real pain. Anything that involves paper forms is a real disatster and decided not to open accounts with any proviers anymore that do not participate in electronic transfers.

happybagger

Paper transfers not always an issue, I transferred from Teachers BS to Chorley BS, the amount was debited from TBS on day 2, credited at Chorley on day 3, and I received notice that it had been completed on day 6.

Possibly helps that these were two small societies rather than "new" players

RunsFromRobots

I had a notice of rate reduction letter from the Marden today from 4.30% to 4.05% with effect from 01/03/2026 😫

JGal

https://forums.moneysavingexpert.com/discussion/comment/81881991#Comment_81881991

NLA?

SnowMan

https://forums.moneysavingexpert.com/discussion/comment/81887687#Comment_81887687

The Marsden online cash ISA (issue 7) 4.15% AER is indeed no longer available. It hasn't lasted very long has it (it came out on 12th Febrary)? It's not yet been updated on their closed accounts list, only the issue 6 is on there (on page 7)

https://www.themarsden.co.uk/files/savings/other-downloads/closed-issues-document.pdf?1760025956

CuparLad

https://forums.moneysavingexpert.com/discussion/comment/81887703#Comment_81887703

Did it actually ever exist? After reporting it on the 12th (when it wasn't on the website), I checked multiple times on Friday, over the weekend and Monday and it was never shown on their Website. At best this seems like a "flash of ankle" account.

SnowMan

https://forums.moneysavingexpert.com/discussion/comment/81888031#Comment_81888031

Yes I think it did exist. Happybagger pointed out earlier it was on the online part of their website, and I remember looking as a result and seeing it there.

gwapenut

It might be slightly off topic but I thought it worth pointing out that if anyone opened that "1 year" fixed rate coventry ISA that ran until 31st May at about 4.13%, the funding window for transfers in closes this Thursday, 14 days after it was withdrawn.

I'm scrabbling a bit trying to fund it, and posted a new thread asking if anyone had experience of partial transfers of flexibly withdrawn Skipton ISAs, and whether they allow you to put the withdrawn money back in after a partial transfer out:

https://forums.moneysavingexpert.com/discussion/6655749/partial-transfer-of-flexibly-withdrawn-skipton-isa/p1?new=1

friolento

The isBank 4.35% 1 year fix is still showing in Meteor, alongside a 4.2% rate for what appears to be the exact same account. I don't know whether this is an error but you can currently still apply for it. It takes a business day before they confirm or reject your application.

gwapenut

https://forums.moneysavingexpert.com/discussion/comment/81888165#Comment_81888165

But did we decide that you have to transfer in specualtively first and then it's down to what's available on the day the transfer is complete? Out of interest, is it the same for Hargreaves Lansdown active savings?