Cash ISAs: The Best Currently Available List

Yellowman

25_Years_On said:

Expotter said:

Saga has also increased their easy access ISA to 2.5%. It doesn't accept transfers in either.

Saga and Marcus are the same thing. Saga is just a rebadged version.

Both provided by Goldman Sachs.

harrys66

gwapenut said:

rallycurve said:

t1redmonkey said:

Marcus have a 2.5% easy access ISA

That's a great rate but unfortunately they don't accept transfers in...

It's also a bit cynical of Marcus, they know rates are going up this week...

Sums them up, in process of removing my cash isa to coventry @ 2.25

Still prefer to move, they still send a cheque out for isa transfer out, unlike most providers these days, my other isa took around 12 hours to move from virgin to coventry !

Old_Slaphead

harrys66 said

Sums them up, in process of removing my cash isa to coventry @ 2.25

Still prefer to move, they still send a cheque out for isa transfer out, unlike most providers these days, my other isa took around 12 hours to move from virgin to coventry !

Don't want to concern you but  my ISA took over a month to transfer from Marcus to Cov !

RobinhoodSavings

Cov have removed their isas. They’ve only got easy access now. 

ForumUser7

RobinhoodSavings said:

Cov have removed their isas. They’ve only got easy access now. 

Hopefully they work on responding to secure messages in the calm before the storm when they next release ISAs/FRBs. I sent a message on the 26th and it’s still not been replied to…

rallycurve

Santander has changed its fixed ISAs:

- 1 year 2.20% (down from 3.70%)
- 2 years 2.40% (down from 4.20%)
- Dropped the 18 months at 4%

They have also removed the £50 voucher offer for transferring 10k+

harrys66

RobinhoodSavings said:

Cov have removed their isas. They’ve only got easy access now. 

spoken to coventry already, and to marcus to confirm the exact date they sent the cheque out

So i'm ok with the delay as coventry have said they will back date the interest to the date on the marcus cheque

peter1xxx

It's probably time to start fixing ISAs, Providers seem to be pulling many of the best rates. I really wanted to wait until a couple of weeks hence as I am expecting to see interest rate rise tomorrow. 

refluxer

peter1xxx said:

It's probably time to start fixing ISAs, Providers seem to be pulling many of the best rates. I really wanted to wait until a couple of weeks hence as I am expecting to see interest rate rise tomorrow. 

While it's a big drop, I wouldn't be too spooked about the Santander rates decreasing - they're a provider who very rarely get to the top of the ISA tables, so it's not too surprising to see them drop back out again. I noticed that Shawbrook also dropped the rate on their 1 year fix recently - have there been any others ?

While the best fixed rates have stalled a little in recent weeks, the general trend does still seem to be upwards. There are quite a few providers in the 3.80 to 3.90% region for a one year fix which is as high as they've been in a very long time. Like you, I'm watching closely though !

t1redmonkey

Meanwhile, Virgin have just increased their fixed term ISA rates (on 2 and 3 years) to 4.36% and 4.41% respectively.