Cash ISAs: The Best Currently Available List

cricidmuslibale

savit4l8er said:

t1redmonkey said:

Meanwhile, Virgin have just increased their fixed term ISA rates (on 2 and 3 years) to 4.36% and 4.41% respectively.

Maybe trying to top the Coventry rates which were pulled. 

Yes, it looks very like that's exactly what they have done! After all, Virgin's new 2 and 3 year fixed ISA rates are exactly 0.01% above the respective Coventry 2 and 3 year fixed ISA rates which were available up to and including Tuesday evening. (I know that they were definitely available until then because I was able to open and fund Coventry's 3 year fixed rate ISA on Tuesday evening, only to find that all the Coventry fixed rate ISAs had disappeared from the Moneyfacts' ISA list by the early hours of Wednesday morning.) I don't think that Virgin Money would have known that Coventry had already withdrawn their fixed rate ISAs when they increased the interest rates on their 2 and 3 year fixed ISAs, otherwise surely they would have kept their previous 2 and 3 year fixed ISA rates, at least for the time being.

savit4l8er

cricidmuslibale said:

savit4l8er said:

t1redmonkey said:

Meanwhile, Virgin have just increased their fixed term ISA rates (on 2 and 3 years) to 4.36% and 4.41% respectively.

Maybe trying to top the Coventry rates which were pulled. 

I don't think that Virgin Money would have known that Coventry had already withdrawn their fixed rate ISAs when they increased the interest rates on their 2 and 3 year fixed ISAs, otherwise surely they would have kept their previous 2 and 3 year fixed ISA rates, at least for the time being.

I thought just the same and grabbed them last night but there could be better yet.  See what today's events have in store but it might all be priced in for a while now. 😉

ForumUser7

Coventry rates increasing on 1st December https://www.coventrybuildingsociety.co.uk/member/help/member-support/bank-of-england-base-rate.html
https://www.coventrybuildingsociety.co.uk/content/dam/cbs/member/pdfs/savings/rate-change-notice-isa.pdf
https://www.coventrybuildingsociety.co.uk/content/dam/cbs/member/pdfs/savings/rate-change-notice-savings.pdf

rothers

savit4l8er said:

cricidmuslibale said:

savit4l8er said:

t1redmonkey said:

Meanwhile, Virgin have just increased their fixed term ISA rates (on 2 and 3 years) to 4.36% and 4.41% respectively.

Maybe trying to top the Coventry rates which were pulled. 

I don't think that Virgin Money would have known that Coventry had already withdrawn their fixed rate ISAs when they increased the interest rates on their 2 and 3 year fixed ISAs, otherwise surely they would have kept their previous 2 and 3 year fixed ISA rates, at least for the time being.

I thought just the same and grabbed them last night but there could be better yet.  See what today's events have in store but it might all be priced in for a while now. 😉

Any chance of someone beating the Virgin 2 year fix or is it better getting that whilst it’s available?

bristolleedsfan

rothers said:

savit4l8er said:

cricidmuslibale said:

savit4l8er said:

t1redmonkey said:

Meanwhile, Virgin have just increased their fixed term ISA rates (on 2 and 3 years) to 4.36% and 4.41% respectively.

Maybe trying to top the Coventry rates which were pulled. 

I don't think that Virgin Money would have known that Coventry had already withdrawn their fixed rate ISAs when they increased the interest rates on their 2 and 3 year fixed ISAs, otherwise surely they would have kept their previous 2 and 3 year fixed ISA rates, at least for the time being.

I thought just the same and grabbed them last night but there could be better yet.  See what today's events have in store but it might all be priced in for a while now. 😉

Any chance of someone beating the Virgin 2 year fix or is it better getting that whilst it’s available?

https://sbiuk.statebank/cash-isa-fixed-deposit-account

rothers

bristolleedsfan said:

rothers said:

savit4l8er said:

cricidmuslibale said:

savit4l8er said:

t1redmonkey said:

Meanwhile, Virgin have just increased their fixed term ISA rates (on 2 and 3 years) to 4.36% and 4.41% respectively.

Maybe trying to top the Coventry rates which were pulled. 

I don't think that Virgin Money would have known that Coventry had already withdrawn their fixed rate ISAs when they increased the interest rates on their 2 and 3 year fixed ISAs, otherwise surely they would have kept their previous 2 and 3 year fixed ISA rates, at least for the time being.

I thought just the same and grabbed them last night but there could be better yet.  See what today's events have in store but it might all be priced in for a while now. 😉

Any chance of someone beating the Virgin 2 year fix or is it better getting that whilst it’s available?

https://sbiuk.statebank/cash-isa-fixed-deposit-account 

I presume that there is the £85k protection in that, when I checked the website it says that there are limitations on what they can do. 

bristolleedsfan

rothers said:

bristolleedsfan said:

rothers said:

savit4l8er said:

cricidmuslibale said:

savit4l8er said:

t1redmonkey said:

Meanwhile, Virgin have just increased their fixed term ISA rates (on 2 and 3 years) to 4.36% and 4.41% respectively.

Maybe trying to top the Coventry rates which were pulled. 

I don't think that Virgin Money would have known that Coventry had already withdrawn their fixed rate ISAs when they increased the interest rates on their 2 and 3 year fixed ISAs, otherwise surely they would have kept their previous 2 and 3 year fixed ISA rates, at least for the time being.

I thought just the same and grabbed them last night but there could be better yet.  See what today's events have in store but it might all be priced in for a while now. 😉

Any chance of someone beating the Virgin 2 year fix or is it better getting that whilst it’s available?

https://sbiuk.statebank/cash-isa-fixed-deposit-account 

I presume that there is the £85k protection in that, when I checked the website it says that there are limitations on what they can do. 

Yes  £85k protection

savit4l8er

rothers said:

savit4l8er said:

cricidmuslibale said:

savit4l8er said:

t1redmonkey said:

Meanwhile, Virgin have just increased their fixed term ISA rates (on 2 and 3 years) to 4.36% and 4.41% respectively.

Maybe trying to top the Coventry rates which were pulled. 

I don't think that Virgin Money would have known that Coventry had already withdrawn their fixed rate ISAs when they increased the interest rates on their 2 and 3 year fixed ISAs, otherwise surely they would have kept their previous 2 and 3 year fixed ISA rates, at least for the time being.

I thought just the same and grabbed them last night but there could be better yet.  See what today's events have in store but it might all be priced in for a while now. 😉

Any chance of someone beating the Virgin 2 year fix or is it better getting that whilst it’s available?

Hard to say, as a overall package it's pretty good.  The only thing is, they seem to be falling a bit behind with messags and call wait times can be long but it's not just them.   As for the sbiuk, you need to be aware of this. 

Speculator

Ecology Cash ISA going up by 1% to 2.70% from 7/11

Yellowman

Great rate but transfers in are not accepted.

Interest annual (paid in April) with no monthly option.