Cash ISAs: The Best Currently Available List

refluxer

harrys66 said:

subjecttocontract said:

Not very inspiring are they ?

Comparing the ISA accounts... I think the term "loyalty" should be replaced by "muggins rate for long term supporters"

While I agree that the majority of their rates are poor - in terms of other 'loyalty' products, their current 1 and 2 year Fixed Rate ISAs (for members with existing, maturing or matured Fixed Rate ISAs only) are currently 4 and 4.5% respectively which makes them the best 1 and 2 year fixed rate ISAs currently available and this has been the case for the last month or so, so fair play to them for that at least !

savit4l8er

I don't believe it's out of altruism, more so they had to do it to prevent £ millions escaping.  As it happens, it couldn't have come at a better time for those with maturing accounts, especially if you caught it at the back end or you were within the 14 day period at that point. I think anyone who stayed with them at the above rates should feel pretty good. They have been receiving a good rate term for term and the others deals have not caught up. To have potentially done better, there will need to be reasonable increase in savings rates and who knows if that will happen now?

polymaff

polymaff said:

Nationwide are offering fixed-rate roll-overs of their maturing ISAs at 4% for 1 year, 4.5% for two years

the next day:

 refluxer said:

... their current 1 and 2 year Fixed Rate ISAs (for members with existing, maturing or matured Fixed Rate ISAs only) are currently 4 and 4.5% ...

One hell of an echo 'round here 

savit4l8er

One hell of an echo 'round here 

Round here here here.  😉

t1redmonkey

4.65% on 2/3/5 year fixed ISAs from State Bank of India: https://sbiuk.statebank/cash-isa-fixed-deposit-account

Edit: Just looked a bit further into the account opening process.  Moneyfacts says they can be opened online/in post/in person, but SBoI's website says an application form has to be downloaded and then taken into branch (can't even be posted!).  So possibly not that great unless you live near one of their branches.

t1redmonkey

Marcus have a 2.5% easy access ISA

rallycurve

t1redmonkey said:

Marcus have a 2.5% easy access ISA

That's a great rate but unfortunately they don't accept transfers in...

gwapenut

rallycurve said:

t1redmonkey said:

Marcus have a 2.5% easy access ISA

That's a great rate but unfortunately they don't accept transfers in...

It's also a bit cynical of Marcus, they know rates are going up this week...

Expotter

Saga has also increased their easy access ISA to 2.5%. It doesn't accept transfers in either.

25_Years_On

Expotter said:

Saga has also increased their easy access ISA to 2.5%. It doesn't accept transfers in either.

Saga and Marcus are the same thing. Saga is just a rebadged version.