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Cash ISAs: The Best Currently Available List

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  • I was going to transfer an ISA to the Coventry but looked at the penalty days and decided to go with Virgin who have a lot less penalty days and not a lot of difference in interest rates.
  • subjecttocontract
    subjecttocontract Posts: 2,756 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 29 October 2022 at 8:19AM
    It looks like all Kent B/Soc ISA's have been withdrawn, not currently available to new savers.
  • Oasis1
    Oasis1 Posts: 737 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    peter1xxx said:
    I was going to transfer an ISA to the Coventry but looked at the penalty days and decided to go with Virgin who have a lot less penalty days and not a lot of difference in interest rates.

    I was thinking the same. Huge differences in penalty for not much difference in rate!
  • ForumUser7
    ForumUser7 Posts: 2,471 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    It looks like all Kent B/Soc ISA's have been withdrawn, not currently available to new savers.
    I know it’s not 100% relevant to this thread, but their bonds have also been removed. I think there are 2 reasons for this: 1) The upcoming BOE base rate increase, 2) A couple of weeks ago (still with all the mortgage chaos) you could get through to a savings agent with them in 1-2 minutes. In the past week or so this time has been 30-40 minutes. I think they were perhaps receiving too many enquires about the new products
    If you want me to definitely see your reply, please tag me @forumuser7 Thank you.

    N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.
  • polymaff
    polymaff Posts: 3,950 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Nationwide are offering fixed-rate roll-overs of their maturing ISAs at 4% for 1 year, 4.5% for two years
  • 2010
    2010 Posts: 5,491 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    A lot of NW rates are going up on 1st Nov. according to newspaper reports.
    They must be getting in before the BoE.
    Must say it`s about time NW offered something that reflects the rest of the market.
  • ForumUser7
    ForumUser7 Posts: 2,471 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    2010 said:
    A lot of NW rates are going up on 1st Nov. according to newspaper reports.
    They must be getting in before the BoE.
    Must say it`s about time NW offered something that reflects the rest of the market.
    The 1st Nov nationwide rates are available here: https://www.nationwide.co.uk/-/assets/nationwidecouk/documents/savings/smd544-important-changes.pdf?rev=065d12c540d0477da4f910843cd40866
    If you want me to definitely see your reply, please tag me @forumuser7 Thank you.

    N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.
  • Not very inspiring are they ?

  • harrys66
    harrys66 Posts: 108 Forumite
    Ninth Anniversary 10 Posts Name Dropper
    edited 30 October 2022 at 8:43AM
    Not very inspiring are they ?


    Comparing the ISA accounts... I think the term "loyalty" should be replaced by "muggins rate for long term supporters" :)

  • 2010
    2010 Posts: 5,491 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 30 October 2022 at 9:37AM
    Not very inspiring are they ?

    You`re right.
    Can`t see my only NW savings account there anyway.
    Most of the the rates were so poor they`ve been embarrassed into raising them and then to nothing special.
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