Cash ISAs: The Best Currently Available List

silvercar

t1redmonkey said:

savit4l8er said:

Virgin now at 3.7 for one year, up from 3.5 last. Hopefully improved 2 and 3 year to follow after they reduced them.

New 2 and 3 year ones now, 4.25% and 4.35% respectively.

Thanks. I've just transferred my previous Virgin 5  yr fix rate of 2.15% to the 2 yr 4.25% rate. Even managed to do it online, though the maturing ISA details say it can't be done, the opening account page has an option to fund from another Virgin ISA. 

refluxer

Some new Cash ISAs from Kent Reliance have just topped a couple of the fixed rate tables - 1 year @ 3.85% and 2 years @ 4.30%

Zuzi

If I may squeeze in a question about the Santander 1 year Cash ISA - I would like to get the gift voucher too, but right now I do not have another Cash ISA I could transfer to them (I do not have a Cash ISA full stop, this would be my first).
Can I quickly (?) open one let's say with my main bank (FD), fund it with the 10K necessary, and then transfer that to Santander? Not sure of what timeline to expect, or possible issues that may arise... 

2010

Zuzi said:

If I may squeeze in a question about the Santander 1 year Cash ISA - I would like to get the gift voucher too, but right now I do not have another Cash ISA I could transfer to them (I do not have a Cash ISA full stop, this would be my first).
Can I quickly (?) open one let's say with my main bank (FD), fund it with the 10K necessary, and then transfer that to Santander? Not sure of what timeline to expect, or possible issues that may arise... 

Yes you can as long as all of this current year`s ISA money is fully transfered.

Open the Santander one as soon as you have the FD set up.
Santander:
You can transfer ISAs you have with other providers at any time, but we must receive the transfer request within 14 days of when you open your Santander ISA. The money you’re transferring must reach your Santander ISA within 30 days of opening. 

dc_scotland

The latest Tesco Instant Cash ISA issue now pays 2.01%, up from 1.86% on the previous issue:
https://www.tescobank.com/savings/isa-accounts/

rallycurve

Tesco 1 year fixed gone up to 3.75% but Shawbrook makes a move and goes to 3.90% becoming the best 1 year fixed cash ISA

SickGroove

Just opened the Shawbrook Bank 1 year fixed at 3.7% on 5th October, will they switch me to the new 3.9% without penalties if I ring them or am I stuck?

savit4l8er

SickGroove said:

Just opened the Shawbrook Bank 1 year fixed at 3.7% on 5th October, will they switch me to the new 3.9% without penalties if I ring them or am I stuck?

You are officially within the 14 cooling off period right now, last day.
I am not sure if you can send a written email to cancel tonight but I would say tomorrow, you might be stuck. Definitely worth looking into. 

tillycat123

Shawbrook seem to be allowing penalty free switches regardless, I switched out of a 5 year to the 3.7% no penalty 

I am going to open the new one and send a secure message to switch the funds over to it, that’s what I did before after calling, was quick and simple 

SickGroove

Do i need to open the new one first or can I  just send them a secure message...asking them to transfer me to it?