Cash ISAs: The Best Currently Available List

sparkiemalarkie

rallycurve said:

Santander have increased their ISA rates:

- Easy access 2% (up from 1.85%)

Does anyone know if the 1.85% will automatically update to 2% or do you have to apply for a new account?

tia

sx

dc_scotland

sparkiemalarkie said:

rallycurve said:

Santander have increased their ISA rates:

- Easy access 2% (up from 1.85%)

Does anyone know if the 1.85% will automatically update to 2% or do you have to apply for a new account?

tia

sx

It won't automatically update, I believe you would use the upgrade option on the new product page:  https://www.santander.co.uk/personal/savings-and-investments/isas/eisa

GalacticaActual

sparkiemalarkie said:

rallycurve said:

Santander have increased their ISA rates:

- Easy access 2% (up from 1.85%)

Does anyone know if the 1.85% will automatically update to 2% or do you have to apply for a new account?

tia

sx

As @dc_scotland has mentioned, you should use the Upgrade option in online banking and follow the step-by-step instructions carefully - that's what I do.

Since April this year, I have upgraded from Issue 13 to Issue 14, then Issue 14 to Issue 15. This new issue (16) is next on my list of things to be upgraded.

You should retain the same account number and sort code, if you upgrade.

Santander calculates the accrued interest on the previous issue and credits it to your new issue. I have received interest of £165 (approx) so far this tax year by doing the upgrades.

sparkiemalarkie

dc_scotland said:

sparkiemalarkie said:

rallycurve said:

Santander have increased their ISA rates:

- Easy access 2% (up from 1.85%)

Does anyone know if the 1.85% will automatically update to 2% or do you have to apply for a new account?

tia

sx

It won't automatically update, I believe you would use the upgrade option on the new product page:  https://www.santander.co.uk/personal/savings-and-investments/isas/eisa

Oh wow that was easy and instant...

Thanks
sx

isasmurf

Cynergy easy access ISA 2.15%

savit4l8er

Virgin now at 3.7 for one year, up from 3.5 last. Hopefully improved 2 and 3 year to follow after they reduced them.

km1500

On page 1 it states Coventry ISA is 1.85% but I thought it had gone up to 2.25% on 7 Oct or am I mistaken?

ForumUser7

km1500 said:

On page 1 it states Coventry ISA is 1.85% but I thought it had gone up to 2.25% on 7 Oct or am I mistaken?

Their Limited Access ISA (Online) (3) is 2.25%
Their Easy Access ISA (Online) (5) is 1.85%

t1redmonkey

savit4l8er said:

Virgin now at 3.7 for one year, up from 3.5 last. Hopefully improved 2 and 3 year to follow after they reduced them.

New 2 and 3 year ones now, 4.25% and 4.35% respectively.

savit4l8er

t1redmonkey said:

savit4l8er said:

Virgin now at 3.7 for one year, up from 3.5 last. Hopefully improved 2 and 3 year to follow after they reduced them.

New 2 and 3 year ones now, 4.25% and 4.35% respectively.

Thank you, I have been checking daily, even this morning but hadn't seen the new rates before your post as yet. Reasonably good, would have like 4.5 plus but that's probably yet to come.