Cash ISAs: The Best Currently Available List

dc_scotland

The latest Tesco Instant Cash ISA now pays 1.86%, up from 1.61% on the previous issue.

km1500

Nationwide Triple Access ISA is now 2%

Old_Slaphead

Shawbrook 1 year Issue 63 - 3.70%

SickGroove

I'm thinking of transferring my 2 year Paragon @ 1.64% over to the just launched Shawbrook 1 year fix at 3.70% even with the £650sh penalty it works out better I think!!!

I already have that 6 month fixed savings account with Shawbrook so can i just open the ISA by logging into my Shawbrook account & applying or do I need to start from scratch?

Consumerist

SickGroove said:

I'm thinking of transferring my 2 year Paragon @ 1.64% over to the just launched Shawbrook 1 year fix at 3.70% even with the £650sh penalty it works out better I think!!!

I already have that 6 month fixed savings account with Shawbrook so can i just open the ISA by logging into my Shawbrook account & applying or do I need to start from scratch?

If you log in, some of your details will be pre-filled so saving some time.

I've been doing some early closures lately too. I use a spreadsheet to see what the notional value of the new ISA would be at the original maturity date. If it's going to be worth more by the original maturity date then the early closure is definitely worthwhile to me.

digannio

Just log in and create new account and they will use details they already have. Just done the same this morning.

intalex

Virgin have dropped their fixed rates...

SickGroove

digannio said:

Just log in and create new account and they will use details they already have. Just done the same this morning.

Will I need to sign physical forms or can it just be transferred via bank transfer from paragon to shawbrook?

savit4l8er

intalex said:

Virgin have dropped their fixed rates...

So they have, not overly bothered now NW have increased their maturity options but others might follow the drop or maybe they achieved their target at those rates. 

refluxer

SickGroove said:

digannio said:

Just log in and create new account and they will use details they already have. Just done the same this morning.

Will I need to sign physical forms or can it just be transferred via bank transfer from paragon to shawbrook?

Both Paragon and Shawbrook are part of the BACs electronic transfer scheme so funds should be transferred electronically and (I think) this should also mean there's no need for paper forms.