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Cash ISAs: The Best Currently Available List

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  • RG2015
    RG2015 Posts: 6,055 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    sparkiemalarkie said:
    RG2015 said:

    I am hoping that my rate will increase to 2.25% but if not I will open a new Issue 2 and transfer my funds across.

    Has anyone else got any thoughts?  

    Edit: I have just checked on the VM page for rates on previously offered accounts and Issue 1 is showing at 2.25%. Hopefully they will update the rate on my online account in due course (plus an email also).

    https://uk.virginmoney.com/savings/helpful-information/find-your-interest-rate/
    I sent a message on CHAT asking if the rates will increase to 2.25% in line with the new ISA on offer and I was told that I would have to apply for a new ISA and transfer across.
    I was then asked if it was a sole or joint ISA I would be transferring :#

    I ended the chat session at that point.

    sx
    I am going to wait until tomorrow to see if the rates in my online account are updated.

    My linked saver is also increasing today from 1.70% to 2.00%, but that is still showing as 1.70% in my online page.
  • ForumUser7
    ForumUser7 Posts: 2,466 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    RG2015 said:
    sparkiemalarkie said:
    RG2015 said:

    I am hoping that my rate will increase to 2.25% but if not I will open a new Issue 2 and transfer my funds across.

    Has anyone else got any thoughts?  

    Edit: I have just checked on the VM page for rates on previously offered accounts and Issue 1 is showing at 2.25%. Hopefully they will update the rate on my online account in due course (plus an email also).

    https://uk.virginmoney.com/savings/helpful-information/find-your-interest-rate/
    I sent a message on CHAT asking if the rates will increase to 2.25% in line with the new ISA on offer and I was told that I would have to apply for a new ISA and transfer across.
    I was then asked if it was a sole or joint ISA I would be transferring :#

    I ended the chat session at that point.

    sx
    I am going to wait until tomorrow to see if the rates in my online account are updated.

    My linked saver is also increasing today from 1.70% to 2.00%, but that is still showing as 1.70% in my online page.
    When you say Linked Saver, which account is this please? Is it the M Plus Saver?
    If you want me to definitely see your reply, please tag me @forumuser7 Thank you.

    N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.
  • RG2015
    RG2015 Posts: 6,055 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    edited 3 October 2022 at 1:13PM
    ForumUser7 said:
    RG2015 said:
    sparkiemalarkie said:
    RG2015 said:

    I am hoping that my rate will increase to 2.25% but if not I will open a new Issue 2 and transfer my funds across.

    Has anyone else got any thoughts?  

    Edit: I have just checked on the VM page for rates on previously offered accounts and Issue 1 is showing at 2.25%. Hopefully they will update the rate on my online account in due course (plus an email also).

    https://uk.virginmoney.com/savings/helpful-information/find-your-interest-rate/
    I sent a message on CHAT asking if the rates will increase to 2.25% in line with the new ISA on offer and I was told that I would have to apply for a new ISA and transfer across.
    I was then asked if it was a sole or joint ISA I would be transferring :#

    I ended the chat session at that point.

    sx
    I am going to wait until tomorrow to see if the rates in my online account are updated.

    My linked saver is also increasing today from 1.70% to 2.00%, but that is still showing as 1.70% in my online page.
    When you say Linked Saver, which account is this please? Is it the M Plus Saver?
    Yes, this has been mentioned on the top easy access thread and also showing on the VM website.
  • ForumUser7
    ForumUser7 Posts: 2,466 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    RG2015 said:
    ForumUser7 said:
    RG2015 said:
    sparkiemalarkie said:
    RG2015 said:

    I am hoping that my rate will increase to 2.25% but if not I will open a new Issue 2 and transfer my funds across.

    Has anyone else got any thoughts?  

    Edit: I have just checked on the VM page for rates on previously offered accounts and Issue 1 is showing at 2.25%. Hopefully they will update the rate on my online account in due course (plus an email also).

    https://uk.virginmoney.com/savings/helpful-information/find-your-interest-rate/
    I sent a message on CHAT asking if the rates will increase to 2.25% in line with the new ISA on offer and I was told that I would have to apply for a new ISA and transfer across.
    I was then asked if it was a sole or joint ISA I would be transferring :#

    I ended the chat session at that point.

    sx
    I am going to wait until tomorrow to see if the rates in my online account are updated.

    My linked saver is also increasing today from 1.70% to 2.00%, but that is still showing as 1.70% in my online page.
    When you say Linked Saver, which account is this please? Is it the M Plus Saver?
    Yes, this has been mentioned on the top easy access thread and also showing on the VM website.
    Ah thank you - I missed dc_scotland’s post somehow but have now seen it, and seen the VM website update
    If you want me to definitely see your reply, please tag me @forumuser7 Thank you.

    N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.
  • sparkiemalarkie
    sparkiemalarkie Posts: 941 Forumite
    Part of the Furniture 500 Posts Name Dropper
    RG2015 said:
    I am going to wait until tomorrow to see if the rates in my online account are updated.

    My linked saver is also increasing today from 1.70% to 2.00%, but that is still showing as 1.70% in my online page.

    Thanks for that...the ISA account is now showing 2.25% and the M Saver is showing 2%...

    I'm delighted 

    sx
  • 2010
    2010 Posts: 5,475 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 3 October 2022 at 6:57PM
    Penrith B/S easy access ISA 2.75% issue 3.
    Transfers in allowed.

    https://www.penrithbs.co.uk/savings/tax-free-savings/

    Can`t see this hanging around long.
  • Expotter
    Expotter Posts: 372 Forumite
    Third Anniversary 100 Posts Name Dropper
    2010 said:
    Penrith B/S easy access ISA 2.75% issue 3.
    Transfers in allowed.

    https://www.penrithbs.co.uk/savings/tax-free-savings/

    Can`t see this hanging around long.
    Unfortunately, it can only be opened and managed in branch or by post though
  • roked
    roked Posts: 82 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    So with Santander now being 3.35% on a 1 year fix and if you include the £50 voucher, that works out to be 3.85 on a £10k deposit. Does anyone know if they do pay out more than one voucher if you open more than 1 account and transfer more than 1 ISA (I know thier T&Cs say one per customer, that could be just account based)
  • 2010
    2010 Posts: 5,475 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Expotter said:
    2010 said:
    Penrith B/S easy access ISA 2.75% issue 3.
    Transfers in allowed.

    https://www.penrithbs.co.uk/savings/tax-free-savings/

    Can`t see this hanging around long.
    Unfortunately, it can only be opened and managed in branch or by post though
    Correct, even though Penrith describe it as instant.
    (I guess it would be if you lived in Penrith)

    But ISA`s are designed to keep you out of tax so I wouldn`t imagine a lot of activity on the account once you deposit your funds.
  • Aidanmc
    Aidanmc Posts: 1,324 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Anyone see a Penrith Isa transfer form?
    Can just get to the account application form. Seems they require an ID document also.
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