We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Cash ISAs: The Best Currently Available List

1491492494496497969

Comments

  • I have the Coventry acct 2.25 6 withdrawals so could put in there. The acct was opened beginning July but it is 52000 so large amount so more to make up so to speak.
  • savit4l8er
    savit4l8er Posts: 343 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    edited 29 September 2022 at 11:52AM
    I have the Coventry acct 2.25 6 withdrawals so could put in there. The acct was opened beginning July but it is 52000 so large amount so more to make up so to speak.
    That's the one. There is not much difference in rates for you but it's highly likely you will incur the 90 penalty anyway when rates are so much better now.  Might be worth waiting a a little to avoid too much switching but if you want rid...👍
    Yeah, cheers but nah, I will stick with yes,  thank you and no. 

    Thank you. 
  • 2010
    2010 Posts: 5,510 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    It might be worth hanging on at least I am getting a fair amount. Wait till I see where things are going otherwise you would be forever moving money around at the moment.
    I would hang on and probably let it run to the end.
    You have to think of the maturity date as well.
    July next year could be around the peak or certainly more settled rates than now.
    If you hang on until the end of this year to see what happens, you`ll be stuck at that rate until the end of next year plus a penalty on top.
  • Yes agreed. Now's the time to just sit it out till things settle.
  • alternate
    alternate Posts: 715 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    edited 29 September 2022 at 5:27PM
    hmm.  Applied to transfer an ISA away from Cynergy (and take a penalty for ending early) and now "Jack" has left me three voicemails in the last 2 days asking me to call him.  No mention of it being a security call or anything so I assume it is marketing?  If they get me outside a meeting I might have to answer it and find out but sod phoning back and doing the "confirm security questions" dance.
  • 2010
    2010 Posts: 5,510 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    alternate said:
    hmm.  Applied to transfer an ISA away from Cynergy (and take a penalty for ending early) and now "Jack" has left me three voicemails in the last 2 days asking me to call him.  No mention of it being a security call or anything so I assume it is marketing?  If they get me outside a meeting I might have to answer it and find out but sod phoning back and doing the "confirm security questions" dance.
    "Jack" probably wants you to stay with Cynergy but if you`ve made up your mind, ignore it.
  • alternate
    alternate Posts: 715 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    edited 29 September 2022 at 8:11PM
    I might tell Jack how much his verification app sucks :D  But judging my the reviews, he already knows.
  • 2010
    2010 Posts: 5,510 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Looks like NBS has withdrawn it`s 1 yr fix ISA @ 3.6%.
  • Yes, its definitely gone.
  • Expotter
    Expotter Posts: 372 Forumite
    Third Anniversary 100 Posts Name Dropper
    edited 30 September 2022 at 10:52AM
    Not to worry, one goes another one appears,

    UBL 1 Year fixed rate ISA 3.61%. Allows transfers in, min £2k

    https://www.ubluk.com/personal-banking/products-and-services/personal-savings-accounts/fixed-rate-cash-isa/

Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.1K Banking & Borrowing
  • 253.5K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245.1K Work, Benefits & Business
  • 600.7K Mortgages, Homes & Bills
  • 177.4K Life & Family
  • 258.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.