Cash ISAs: The Best Currently Available List

2010

Consumerist said:

refluxer said:

Consumerist said:

I was disappointed that Santander required a paper transfer form to be printed, completed and posted in order to transfer-in a maturing ISA. Fortunately, no such nonsense required to transfer-in to Virgin's 1yr FRISA at 3.02% AER.

That's odd - who was the old ISA with ? If they aren't part of the online ISA transfer scheme, then I thought a paper form would be required no matter who you transfer it to.

The maturing ISA is/was with Virgin Money. In any event, it wouldn't have mattered - there was no option to transfer-in an existing ISA during the application process.

There was from the confirmation email.

From an existing ISA with another provider 

Simply complete and submit the relevant ISA transfer form available on our faq page.

You could have filled it in online and there was a drop down box to select where you wanted to transfer from and Virgin Money was one of the options.
I think the list included all those providers who are signed up to the ISA Bacs transfer syatem.

Consumerist

2010 said:

Consumerist said:

refluxer said:

Consumerist said:

I was disappointed that Santander required a paper transfer form to be printed, completed and posted in order to transfer-in a maturing ISA. Fortunately, no such nonsense required to transfer-in to Virgin's 1yr FRISA at 3.02% AER.

That's odd - who was the old ISA with ? If they aren't part of the online ISA transfer scheme, then I thought a paper form would be required no matter who you transfer it to.

The maturing ISA is/was with Virgin Money. In any event, it wouldn't have mattered - there was no option to transfer-in an existing ISA during the application process.

. . . Simply complete and submit the relevant ISA transfer form available on our faq page.

The implication, rightly or wrongly, is that the transfer, using paper forms, could take another 3 weeks. Electronic transfers, on the other hand, are more or less immediate.

2010

Consumerist said:

2010 said:

Consumerist said:

refluxer said:

Consumerist said:

I was disappointed that Santander required a paper transfer form to be printed, completed and posted in order to transfer-in a maturing ISA. Fortunately, no such nonsense required to transfer-in to Virgin's 1yr FRISA at 3.02% AER.

That's odd - who was the old ISA with ? If they aren't part of the online ISA transfer scheme, then I thought a paper form would be required no matter who you transfer it to.

The maturing ISA is/was with Virgin Money. In any event, it wouldn't have mattered - there was no option to transfer-in an existing ISA during the application process.

. . . Simply complete and submit the relevant ISA transfer form available on our faq page.

The implication, rightly or wrongly, is that the transfer, using paper forms, could take another 3 weeks. Electronic transfers, on the other hand, are more or less immediate.

It was an online form that you fill in and submit.
A paper one is one you download, fill in and post.

AlwaysLearnin

Link to online Santander ISA transfer in form, in case helps someone:

https://apply.santander.co.uk/PubRetSaveWeb/ola.htm?_flowId=isatransferin&refId=sanuk

It sometimes throws up a error message when opening, but refreshing seems to sort it out.

For anyone perhaps nervous of the link, it's available via the Santander site, for example the "Transfer ISA in" button here:

https://www.santander.co.uk/personal/savings-and-investments/isas/eisa

(might need to log off for the button to appear though, for some reason)

Consumerist

2010 said:

Consumerist said:

2010 said:

Consumerist said:

refluxer said:

Consumerist said:

I was disappointed that Santander required a paper transfer form to be printed, completed and posted in order to transfer-in a maturing ISA. Fortunately, no such nonsense required to transfer-in to Virgin's 1yr FRISA at 3.02% AER.

That's odd - who was the old ISA with ? If they aren't part of the online ISA transfer scheme, then I thought a paper form would be required no matter who you transfer it to.

The maturing ISA is/was with Virgin Money. In any event, it wouldn't have mattered - there was no option to transfer-in an existing ISA during the application process.

. . . Simply complete and submit the relevant ISA transfer form available on our faq page.

The implication, rightly or wrongly, is that the transfer, using paper forms, could take another 3 weeks. Electronic transfers, on the other hand, are more or less immediate.

It was an online form that you fill in and submit.
A paper one is one you download, fill in and post.

Well, I may have entered something wrongly on the FRISA application but I only got a downloadable pdf transfer document for printing and posting. I'll have a look for an online transfer form or apply for new FRISA altogether to see how that goes.

Consumerist

AlwaysLearnin said:

Link to online Santander ISA transfer in form, in case helps someone:

https://apply.santander.co.uk/PubRetSaveWeb/ola.htm?_flowId=isatransferin&refId=sanuk

It sometimes throws up a error message when opening, but refreshing seems to sort it out. . .

Ok. Thanks for that link. Tried it and was pleased to see the following message:

If your provider is not within the drop down list, you will need to print off a form to transfer your funds.

Virgin Money did appear on the list so I must have done something wrong - or, more probably, setting(s) on my browser prevented that page being displayed.

Expotter

Not sure if it's already been mentioned, but Marcus and Saga have both increased their easy access cash ISA to 1.80%. Neither accepts transfers in.

AndyTh_2

Nice Coventry has already announced it's future updated rates for the base rate change, and their Limited Access Online ISA is going up to 2.25% 7th October (from 1.85%)

https://www.coventrybuildingsociety.co.uk/content/dam/cbs/member/pdfs/savings/rate-change-notice.pdf

uk1

Consumerist said:

AlwaysLearnin said:

Link to online Santander ISA transfer in form, in case helps someone:

https://apply.santander.co.uk/PubRetSaveWeb/ola.htm?_flowId=isatransferin&refId=sanuk

It sometimes throws up a error message when opening, but refreshing seems to sort it out. . .

Ok. Thanks for that link. Tried it and was pleased to see the following message:

If your provider is not within the drop down list, you will need to print off a form to transfer your funds.

Virgin Money did appear on the list so I must have done something wrong - or, more probably, setting(s) on my browser prevented that page being displayed.

I haven’t read all your comments so this reply may be  off the mark.  I opened a virgin ISA a week or two back with £20k and then saw the Santander 1 year and decided that the rate plus the evoucher was good enough and used the on-line Santander transfer and it all went through and transferred within a few days.  I’m not however expecting my Amazon £50 for two months or so …… 

2010

Santander Voucher Payment

3.1 We will assess the Qualifying Account 30 days after the ISA

Transfer In instruction has been received to decide whether

you have qualified for the ISA Transfer Offer and the Voucher

Payment under these Terms. If you qualify, we will make the

Voucher Payment to you within the next 30 days following

our decision.