Cash ISAs: The Best Currently Available List

CompulsiveSaver

isasmurf said:

Paragon Triple Access ISA (Issue 10) increased to 1.90%

That is quite a small increase, they were paying 1.85% before this rise? must be wanting to be top of the instant access table for a few days maybe?

myth123

AndyTh_2 said:

Nice Coventry has already announced it's future updated rates for the base rate change, and their Limited Access Online ISA is going up to 2.25% 7th October (from 1.85%)

https://www.coventrybuildingsociety.co.uk/content/dam/cbs/member/pdfs/savings/rate-change-notice.pdf

Thanks for highlighting this. Currently have my ISA sat in Skipton at 1.6% and my intention was to find a 1 year fix. but given the current market I think I'll switch to Coventry, take the 2.25% from the 7th of October and review my options after that. Limited Access isn't an issue for me as the money will remain untouched unless it's a transfer out to another ISA with a better rate. 

Consumerist

myth123 said:

. . . I think I'll switch to Coventry, take the 2.25% from the 7th of October and review my options after that. Limited Access isn't an issue for me as the money will remain untouched unless it's a transfer out to another ISA with a better rate. 

Just to add that the Coventry 1.85% (2.25% from 7 Oct) is a flexible ISA which you can access without charge up to 6 times per year and put it back before 5 April without losing ISA status.

Thumbs_Up

Kent Reliance 1 year fix now 3.20% tops table. I’m tempted.

https://www.kentreliance.co.uk/isas/cash-isa-fixed-rate-1-year

2010

Thumbs_Up said:

Kent Reliance 1 year fix now 3.20% tops table. I’m tempted.

https://www.kentreliance.co.uk/isas/cash-isa-fixed-rate-1-year

That`s equal to 4% for a normal 1yr fix.

I don`t see there name on the Electronic ISA Transfer scheme members list.
Might take some time to transfer in.

Thumbs_Up

2010 said:

Thumbs_Up said:

Kent Reliance 1 year fix now 3.20% tops table. I’m tempted.

https://www.kentreliance.co.uk/isas/cash-isa-fixed-rate-1-year

That`s equal to 4% for a normal 1yr fix.

I don`t see there name on the Electronic ISA Transfer scheme members list.
Might take some time to transfer in.

I already have a 1 year fix with them at 1.33% - I’m thinking to add another 20K at this new rate. I think it shouldn’t be a problem to transfer over, of course I will be penalised though.

 

Hammer_Time

At the moment Shawbrook are allowing you to move your ISA penalty free to any of their other ISA. So I believe if you have a 5 year fix (360 day penalty) you can move it to their 1 year fix not great interest 2.37%, however only 90 day penalty. 

2010

Hammer_Time said:

At the moment Shawbrook are allowing you to move your ISA penalty free to any of their other ISA. So I believe if you have a 5 year fix (360 day penalty) you can move it to their 1 year fix not great interest 2.37%, however only 90 day penalty. 

Have you got a link where they say this.
I`ve just looked and can`t see anything on their site.

Hammer_Time

They will only offer it to you if you phone them. I phoned to see how much the exit fee would be, but I also asked if I could transfer to one of their isa penalty free and surprisingly they said yes. I phoned 0345 266 6611.

nomorekids

2010 said:

Hammer_Time said:

At the moment Shawbrook are allowing you to move your ISA penalty free to any of their other ISA. So I believe if you have a 5 year fix (360 day penalty) you can move it to their 1 year fix not great interest 2.37%, however only 90 day penalty. 

Have you got a link where they say this.
I`ve just looked and can`t see anything on their site.

Hammer_Time said:

They will only offer it to you if you phone them. I phoned to see how much the exit fee would be, but I also asked if I could transfer to one of their isa penalty free and surprisingly they said yes. I phoned 0345 266 6611.

Trying to do the math on £80k that has until July at 0.85% to run, either fix at 2.37 as Hammer-Time suggests without penalty or take the Coventry 2.25 for a bit and take the penalty. Anyone got an easy way of comparison?