Cash ISAs: The Best Currently Available List

Rheumatoid

bristolleedsfan said:

rothers said:

savit4l8er said:

cricidmuslibale said:

savit4l8er said:

t1redmonkey said:

Meanwhile, Virgin have just increased their fixed term ISA rates (on 2 and 3 years) to 4.36% and 4.41% respectively.

Maybe trying to top the Coventry rates which were pulled. 

I don't think that Virgin Money would have known that Coventry had already withdrawn their fixed rate ISAs when they increased the interest rates on their 2 and 3 year fixed ISAs, otherwise surely they would have kept their previous 2 and 3 year fixed ISA rates, at least for the time being.

I thought just the same and grabbed them last night but there could be better yet.  See what today's events have in store but it might all be priced in for a while now. 😉

Any chance of someone beating the Virgin 2 year fix or is it better getting that whilst it’s available?

https://sbiuk.statebank/cash-isa-fixed-deposit-account

Good rate. Looks like you need to open current a/c tho

t1redmonkey

Rheumatoid said:

bristolleedsfan said:

rothers said:

savit4l8er said:

cricidmuslibale said:

savit4l8er said:

t1redmonkey said:

Meanwhile, Virgin have just increased their fixed term ISA rates (on 2 and 3 years) to 4.36% and 4.41% respectively.

Maybe trying to top the Coventry rates which were pulled. 

I don't think that Virgin Money would have known that Coventry had already withdrawn their fixed rate ISAs when they increased the interest rates on their 2 and 3 year fixed ISAs, otherwise surely they would have kept their previous 2 and 3 year fixed ISA rates, at least for the time being.

I thought just the same and grabbed them last night but there could be better yet.  See what today's events have in store but it might all be priced in for a while now. 😉

Any chance of someone beating the Virgin 2 year fix or is it better getting that whilst it’s available?

https://sbiuk.statebank/cash-isa-fixed-deposit-account

Good rate. Looks like you need to open current a/c tho

Yep...and you need to physically go to one of their branches to apply for the ISA.  A lot of people probably don't live near one of their branches.

myth123

Virgin Money Cash ISA exclusive is at 3% now https://uk.virginmoney.com/savings/products/easy_access_cash_isa_exclusive_issue_2/

RG2015

myth123 said:

Virgin Money Cash ISA exclusive is at 3% now https://uk.virginmoney.com/savings/products/easy_access_cash_isa_exclusive_issue_2/

Thanks.

It also looks like Issue 1 has also been increased to 3.00% although mine is still showing as 2.25% in my online account.

https://uk.virginmoney.com/savings/helpful-information/find-your-interest-rate/

steveksullivan

RG2015 said:

myth123 said:

Virgin Money Cash ISA exclusive is at 3% now https://uk.virginmoney.com/savings/products/easy_access_cash_isa_exclusive_issue_2/

Thanks.

It also looks like Issue 1 has also been increased to 3.00% although mine is still showing as 2.25% in my online account.

https://uk.virginmoney.com/savings/helpful-information/find-your-interest-rate/

Not that I have them,but  - yes, as far as I can see issue 1 has been increased, but not issues 2 and 3 .....??

kungfuman

t1redmonkey said:

Rheumatoid said:

bristolleedsfan said:

rothers said:

savit4l8er said:

cricidmuslibale said:

savit4l8er said:

t1redmonkey said:

Meanwhile, Virgin have just increased their fixed term ISA rates (on 2 and 3 years) to 4.36% and 4.41% respectively.

Maybe trying to top the Coventry rates which were pulled. 

I don't think that Virgin Money would have known that Coventry had already withdrawn their fixed rate ISAs when they increased the interest rates on their 2 and 3 year fixed ISAs, otherwise surely they would have kept their previous 2 and 3 year fixed ISA rates, at least for the time being.

I thought just the same and grabbed them last night but there could be better yet.  See what today's events have in store but it might all be priced in for a while now. 😉

Any chance of someone beating the Virgin 2 year fix or is it better getting that whilst it’s available?

https://sbiuk.statebank/cash-isa-fixed-deposit-account

Good rate. Looks like you need to open current a/c tho

Yep...and you need to physically go to one of their branches to apply for the ISA.  A lot of people probably don't live near one of their branches.

I just phoned their customers service to enquire about the transfer process, didnt inspire confidence.  Was an overseas call centre and I struggled to understand what they were trying to say.  Just kept referring me to the website for most of my questions.  Trustpilot has mostly poor reviews about them also.

RG2015

steveksullivan said:

RG2015 said:

myth123 said:

Virgin Money Cash ISA exclusive is at 3% now https://uk.virginmoney.com/savings/products/easy_access_cash_isa_exclusive_issue_2/

Thanks.

It also looks like Issue 1 has also been increased to 3.00% although mine is still showing as 2.25% in my online account.

https://uk.virginmoney.com/savings/helpful-information/find-your-interest-rate/

Not that I have them,but  - yes, as far as I can see issue 1 has been increased, but not issues 2 and 3 .....??

The original post was about issue 2 being 3.00%, and as far as I can see there is no cash ISA exclusive issue 3.

ASL1

myth123 said:

Virgin Money Cash ISA exclusive is at 3% now https://uk.virginmoney.com/savings/products/easy_access_cash_isa_exclusive_issue_2/

It says you need a current account with them. Do you have to switch to them (from another bank) or can you just open a new current account with them to be able to open the ISA?

RG2015

ASL1 said:

myth123 said:

Virgin Money Cash ISA exclusive is at 3% now https://uk.virginmoney.com/savings/products/easy_access_cash_isa_exclusive_issue_2/

It says you need a current account with them. Do you have to switch to them (from another bank) or can you just open a new current account with them to be able to open the ISA?

No switch required, and you get 2% on the current account for balances up to £1,000, and a linked savings account paying 2% for balances up to £25k.

Used to be close to market leading but have fallen off of late. I am expecting the linked savings account to increase its rate soon.

steveksullivan

RG2015 said:

steveksullivan said:

RG2015 said:

myth123 said:

Virgin Money Cash ISA exclusive is at 3% now https://uk.virginmoney.com/savings/products/easy_access_cash_isa_exclusive_issue_2/

Thanks.

It also looks like Issue 1 has also been increased to 3.00% although mine is still showing as 2.25% in my online account.

https://uk.virginmoney.com/savings/helpful-information/find-your-interest-rate/

Not that I have them,but  - yes, as far as I can see issue 1 has been increased, but not issues 2 and 3 .....??

The original post was about issue 2 being 3.00%, and as far as I can see there is no cash ISA exclusive issue 3.

Apologies! Mis-read the listing on their website which included both the easy access (being discussed ...) AND the 1 year fixed exclusives.....