Weekly Spend Challenge w/c 15th Jan 2012

elsiepac

Hello everyone. Welcome to the Weekly Spend Challenge. This challenge is open to anybody, no matter what financial place they are in.

On this thread please post an amount of money you wish to stay below within the week (Sunday to end of working day on Friday). This can be pennies or thousands it depends on the individual. Then next Saturday report back and pledge for the following week. The challenge runs from Sunday to Friday so we don't include Saturdays but feel free to change the rules to suit you and include Saturdays or start on a different day.

Feel free to update this thread with daily spends if that keeps you on track. We colour code the results as below:

Green - within budget
Red - overbudget
Purple - zero spend
Orange - made money over the week

This is a little bit of fun but for many it highlights the fact that maybe that magazine/chocolate bar isn't needed. Hopefully your spending habits can be changed forever.

Moozie was the founder of this challenge and here is a quote taken from her:

Originally Posted by Moozie:
"Good afternoon lovely DFWs Now for anyone looking in, please feel free to join - the more the merrier! Basically, decide on the amount you want to spend up to from Sunday until the end of the working day on Friday then pledge it here and off we go! The challenge is about incidental spending and not for stuff that should be budgeted elsewhere such as bills, groceries, debt repayment etc but you decide what to include at the end - this is about changing your habits and improving your recording of your spends more than anything else. Have a great week everyone and keep it low!!! Moozie x"

Good luck everyone.

W/C 8th Jan Challengers / Pledges /Total Spent
pointypenguin £20 / £18.50
elsiepac £15 / £23.59
Frogletina £25
Baileys Babe £5 / £0
WelshDreamer £15 / £5.30
Tibbie's Mum £50 / £14.10
wannabee_in_credit £30 / £18.99
serendipity1985 £10
direstraits2012 £20
freebyfifty £12 / £6
saorsie £50
Miss149 £30
KellyKing1987 £60
chris81418 £95 / £93.64
Munchin £35 / £13.25
kerri_dfw £18
scotmumof3 £40 / £37

link to last week's thread

W/C 15th Jan Challengers / Pledges /Total Spent
pointypenguin £20
elsiepac £20 / £17.86
scotmumof3 £10
wannabee_in_credit £20 / £0
chris81418 £
WelshDreamer £20 / £0
KellyKing1987 £40
EverTheOptimist £10 / £0.90
Tibbie's Mum £20
Squinky McFeet £80
jesski £20
freebyfifty £11 / £0
Baileys Babe £5 / £0
Munchin £35 / £21.68
fozziebeartoo £40/ £30
EC12345 £10 / £9.90
atlonglast £20 / £13
Frogletina £50
kerry_dfw £20/ £17.15
ellebelle_x £25
StrangeShadow £25/ £25

elsiepac

Hi all

I'm pledging £20 this week. Hoping not to spend anywhere near that! We shall see!!! :rotfl:

I have Weds and Thu off which I'm looking forward to, as I have REALLY long days this week due to the overtime (which my car pretty much ate).

Planned:

Planned - Sun 15 Jan: NSD for challenge (small food shop, desperate for coffee!!!)
Planned - Mon 16 Jan: Work 7am-8pm, NSD
Planned - Tue 17 Jan: My Birthday! (28...ugh!), Work 7.30am -6.30pm, £6ish for cakes for office (30+ people)
Planned - Wed 18 Jan: AL, NSD for challenge (poss small top up shop for fresh stuff)
Planned - Thu 19 Jan: AL, NSD for challenge
Planned - Fri 20 Jan: Work 7am-8pm (2 meetings plus appraisal, dreading Friday!), Starbucks £3 (will be needed!!!)

Total so far £0/£20

LC

scotmumof3

Hi everyone did ok last week and I want to pledge £10 this week please:Tx

chris81418

Hello everyone! :wave:

Thanks for this week's thread LC! :starmod:

I'm checking in to report that I was green last week with a spend of £93.64 out of a pledge of £95! :j

I'll be back within the next day or 2, once I've worked out my budget for this week; in the mean time, have a good weekend everyone!

wannabee_in_credit

Hi all
I'm determined to save more - target me for £20 this week please.
I'll go and post on the old thread but I have come in under target at £18.99 for the week last week. So easy to stick to a smaller budget when I'm at work.

WelshDreamer_2

£20 for me this week please LC... and a massive thanks for keeping us on track,

Sunday- Hubbys birthday, hoping for a lazy day in the house with family(he is out tonight with the boys) so will probably be nursing a hangover from hell tomorrow so I may get my NSD

Monday- working 8.00am til 12 midnight so defo a NSD

Tuesday- Day off nothing planned apart from school run, and some decluttering which we are finally getting to the end of hopefully a NSD

Wednesday- HOPEFULLY BOOTS SALE:D lol dont really need anything but its my guilty pleasure, do have vouchers n points on my cards tho for spends... slimming world in the night :eek:

Thursday-working 4-12 tonight so a nice lazy day pottering round house and a NSD

Friday- 8-4pm today may pop to town with son for a wander after work

Saturday- apart from work nothing planned...

Ive started doing park hampers for close friends and family and with just 10 customers ordering shopping vouchers ive earner £208 commision(if noone drops out)amazing amout to be earned for doing so little upto 25% commision on food hampers n drink hampers etc, can see why they charge so much but its 4% on voucher sales, could be worth a look if a few of you want to save for xmas...

MusicalLawyer

Put me down for £40 please.

Got a little lost last week with my budgeting, though I did make some money via eBay too. I did come in under budget though!

EverTheOptimist

Hi LC and everyone

I was a part of this thread a few years ago, and with one thing or another dodnt keep up with the MSE site or way of life.

I am now back and although i don't have a huge debt, i am desperate to get rid of it. So i am back and joining the challenges that helped me before. That's if it is ok to come back..... please.......

Anyway i like the idea of planning the week in black and white and sharing it on here, i think that will help me stick to my budget even more.

I have £10 for this week

Sunday: out for lunch - hoping hubby with pay
Mon: work, then food shopping (seperate budget) - NSD
Tues: work - NSD
Weds: work then out for an evening spa, courtesy of work. so should be a NSD
Thurs: work - NSD
Fri: - work - NSD

So should be finishing the week with £10 in tact. :rotfl::rotfl:

We shall see.

elsiepac

Hi everyone!

Nice to see you're back for another week scotmumof3 ! Well done on your green week chris81418, I think you're being a bit optimistic with your sunshine smilie though! wannabee_in_credit, I agree about it being easier to stick to the smaller budget while at work - although I don't have kids or an other half or anything (*sob* ... just kidding!) - just myself to blame for spends! :rotfl: I thought I had long days this week Welsh Dreamer, but seriously, 8am till 12am??????? Am I reading that correctly, as in a 16 hour shift?! :eek: Don't envy you one bit! Well done on making some money on eBay KellyKing1984, it's a good feeling isn't it! I'm hoping to do the same soon (once I get my *$$ in gear!!!) And finally, welcome back EverTheOptimist, it's good to take control again! Good luck with keeping that £10 in your pocket!

Well everyone, I'm off to bed... I know, I know, my rock and roll lifestyle... :rotfl: old at 27 ... sad huh!

Night all x

LC

Squinky_McFeet

Hey,

Can i join this challenge please, and set my pleadge at £80. It would normally be a lot less but I need to buy some things for two of my bedrooms to get them ready to let again. That will really boost my income. So £60 is for that and £20 is for me

jesski

Hi everyone
I'm new to this, but will give it a shot. I waste so much money on snacks/drinks etc. so I think this'll help me curb that!

Setting my pledge at £20