Weekly Spend Challenge w/c 15th Jan 2012

elsiepac

jesski wrote: »

I am rubbish, have already spent £10 over my budget feeling quite disappointed in myself now. :mad: NSD's for the rest of the week!!!

Just think, if you hadn't been monitoring it, would you have spent even more?

Think positive (and I actually mean that, seeing as I'm one of the most negative people out there and it doesn't do any good!!!)

Is there a reason why you went over? Something you hadn't planned for, or forgot to budget for? Was your budget unrealistic, i.e. cutting down too much too soon? I would go careful the rest of the week, then really sit down and think what you need next week and plan accordingly.

I can rejig my money by the way I budget -
i.e. I will divide my spending money between weeks, but then jiggle it if there's an event on. e.g. I started off this month saying £30 each week, but I allowed more for one particular week (I had extra money this month by the way...!) as I knew I've got a meal coming up. I've overspent in general, which means I've had to reduce that higher week, which is at the end of the month. To compensate for that, I am going to drive, so that is one less person drinking, and I'm trying to persuade everyone to try this new restaurant, which just so happens to be cheapish... (called ZaZa Bazaar in Bristol, look it up, it looks really fun!!! Plus my mates who have been say it's fun) - also I've managed to swing it so we're going on a Monday lunchtime, ideal for deals etc if we don't go to ZaZa.

So you see (and I hope I'm not coming over as patronising) - it doesn't necesarily matter if you slip up, as long you compensate in other areas. If you don't, that's when the problems start, as all of us here know!!!

Good luck with the rest of the week

LC

freebyfifty

Good Morning.

Nothing very exciting to report in my week so far or should it be as I haven't spent any money this week.


Sunday - NSD (for this challenge, I did buy some pizzas for the DD's but that's out of the food budget)
Monday - NSD
Tuesday - NSD
Wednesday - NSD

£11/£0


Have a great Thursday x x

elsiepac

Hi everyone!

I can't believe I'm still up, have to get up at 5am!!! Ugh! Stupid lack of sleeping...

Anywho, I was naughty today and bought some cigs, hey ho, I'm not fussed, look how little I've spent compared to other weeks, and how little I've smoked! (i.e. 4 cigs) Anyway, no excuse, but so what, I'm not smoking all the time so I'm happy. I'm a work in progress!

Sun 15 Jan: £6.50 on cakes for office on Tuesday (plus small food shop from food budget)
Mon 16 Jan: Work 7am-8pm, NSD for challenge (hmmm.....)
Tue 17 Jan: My Birthday! (28...ugh!), Work 8.15am-7.30pm, Sandwich lady £3.10
Wed 18 Jan: AL, NSD for challenge (milk from food budget)
Thu 19 Jan: AL, £3.36 cigs (carrots, celery and a lemon from food budget)
Planned - Fri 20 Jan: Work 7am-8pm (2 meetings), Starbucks £3.10 (will be needed!!!)

Total so far £12.96/£20

LC

kerri_dfw

Sunday: NSD
Monday: need to buy some cheapy fabric from dunelm £0.70 spent on a daim bar as I really needed chocolate on my drive home yesterday honest
Tuesday: NSD
Wednesday: NSD went to meet a friend for a coffee which turned into sweet potato falafal wrap with baked crinkle chips and a lemonade, oops £6.45
thursday: NSD, bought 12 tins of beans for £2.98 but that's from a different budget so doing really well. Have already sorted this weekends food so OH can't make me buy take out it's waiting in the slow cooker as I type
Planned Friday: might buy the OH a few ales
Planned Saturday: NSD going up the allotment :-)
£7.15/£20.00

freebyfifty

Good Morning. It's Friday

Sunday - NSD (for this challenge, I did buy some pizzas for the DD's but that's out of the food budget)
Monday - NSD
Tuesday - NSD
Wednesday - NSD
Thursday - NSD

£11/£0

So if I manage to get through today I will be able to declare my first ever purple week. :T *puts determined hat on* The sky can fall in today and I will still be declaring a purple week tomorrow :rotfl:

Have a great Friday x x

kerri_dfw

I have no idea which budget to take the £20 for tonights theatre tickets from =/ I got the tickets for free but they're £10 each so I've paid my second purse the ticket price. Any ideas or should I just leave it as it is?

Munchin

Hiya

Lots of fun at swimming pool yesterday but wild expensive

Sun - £2.50 papers & pancakes
Mon - NSD
Tues - NSD
Wed - £6 (Mr Ts)
Thurs - £9.80 swimming + 99p chips

Total - £19.29/£35

StrangeShadow

Update so far!

Wednesday: NSD
Thursday: NSD
Friday: Going out to a club but plan to spend only £25 including taxi.... We shall see
Saturday: Hopefully NSD (Lots of essay writing to be done)
Sunday:NSD

Well I'm quite pleased with myself, managing to avoid the temptation of buying a drink for 1.20 or so at uni - never realised how much it all adds up to every week!

StrangeShadow

Baileys_Babe

Belated happy birthday LC

Baileys_Babe wrote: »

Sunday NSD
Monday NSD

I'm attending a meeting later on, I don't anticipate any spends but you never know

Tuesday was indeed a NSD
Wednesday NSD
Thursday NSD
Friday NSD

We are spending a few days staying with my parents, we had planned to arrive on Thursday but as they were updating the electricity distrubution network our electricity was planned to be off all day on Wednesday so we came a day early. I'd been planning on going home tomorrow but my parent had assumed we were staying to at least Tuesday so we are :j, we've no plans but a few outings to parks (I've packed our cold weather gear), free museums and we have a mountain of board games and puzzles to keep us all amused and all for free :money:. In addition I'll be saving on the grocery budget and OH will be saving approx £70 on diesel.

fozziebeartoo

This was my 1st attempt at the weekly spending challenge so hope I report back properly.

I started with £40 and ended up with £10 left so I declare it a green week!

Sun, Mon, Tues, Thurs, Friday were NSD.

I spent almost £30 on Weds but the odd few £'s and pennies went into my Sealed Pot - leaving a nice £10 in my purse.

Well done to all the super people here who are such an inspiration to try and budget better :T