Can I claim back charges off a closed account???

nickmack

kate1983 wrote:

My dad had an account with Halifax and was closed down, he had many charges with them and was wondering if he could claim them back.

He doesnt have his bank card or a cheque book for the account number.

Could anyone please advise me if he could claim and how he would go about finding his account number.

http://forums.moneysavingexpert.com/showthread.html?t=305960

jujuju_2

I'm just about to start on reclaiming mine and my husbands credit card charges - do you have to provide a cheque for £10 like you do a bank?

Thanks

mo1_2

if your asking for your statements then yes,for the Subject Access Request,there is a 10.00 fee

herbertn

Hi,

I am just about to start my claim with Natwest. Going through my online statements of 6 months I have had £997 of charges, I have all my previous staements at home which I'm going through tonight.

The question I have is that I used to have an Abbey account which I closed in 2004, can I also claim back these charges? I know my account number, can I write to them asking for the details even though the bank account is closed?

Many thanks.

Nick

theauth0r

Yes you can!

I have won 2 of my cases now and am in the process of winning my third!!

Evil Bankers!

herbertn

Many thanks,

I will send the initial letter with the £10 cheque today.

oliviaolivia12345

Charges like overlimit /late fees and this have got me into £7000 credit debt. I must have paid £1000s in charges whilst being a student. Some balances are over still over the limit becuase of charges every month mounting up and up - they charge me every month and I still only pay the minimum on some cards.

Can I really claim back on all these charges even where the agreement states that a late fee is allowed?? I would love to know how successful people have been with people like Morgan and Stanly (who are terrible people) as well as Goldfish, Capital One and Egg.

nickmack

oliviaolivia12345 wrote:

Can I really claim back on all these charges even where the agreement states that a late fee is allowed?? I would love to know how successful people have been with people like Morgan and Stanly (who are terrible people) as well as Goldfish, Capital One and Egg.

Yes, please read the article:

http://www.moneysavingexpert.com/cgi-bin/viewnews.cgi?newsid1141050760,24632,

oliviaolivia12345

I have read the article - but I can't quite believe it after I have racked up so many! thanks.

furndire

Yes - also if you want to see how many have/are claiming https://www.consumeractiongroup.co.uk look on right had side of page. You need to register to get the letter templates etc. good luck.