Can I claim back charges off a closed account???

neverheadgirl

I am on other threads as well about reclaiming cc charges.
My question is do you write your letters (each of them) to the store or catalogue you had an account with or to the finance companies?
If so:
a) how do you find out which finance company represents each storecard/catalogue
b) does anyone have a definitive list of addresses, as per the banking charges reclaim thread for these companies?
Many thanks as ever

hibees1875_2

Hi, don't know if this has cropped up elsewhere, but.... has anyone tried reclaiming from the old MoreThan Credit Card that was ended and became a lloyds tsb card??

Is it possible to still reclaim charges from MoreThan for something which they no longer provide?? If so, does anyone have the contact details for data protection letter and registered address as per all the others.

Also, if anyone has tried claiming how have they fared as i can't see any mention of more than.

Many thanks for your help.

I've already successfully reclaimed from capitalone (338quid) and want to blitz all the !!!!!!s

Thanks again

Edinburghlass_2

Write to the finance companies, if you Google them you'll find a "contact us" address. Some of the addresses are in the "address" thread as people post them here.

Edinburghlass_2

old MoreThan Credit Card that was ended and became a lloyds tsb card??

Contact Lloyds TSB if its now run by them.

princessscotland

Hi Lollujo, you can make claims against all lenders which have levied penalty charges for missed payments etc. The process is the same.

Rabpool56, is the amount outstanding a mix of interest and charges? If it's all interest you won't be able to claim it back but it's likely you've got charges in there too which you can ask for back. You won't be able to claim interest that they charged for the initial £40, but you might be able to claim back the interest they've charged you on all your charges - worth a try anyway when asking for your charges back, good bargaining tool.

Sarahf

I've been reading with interest people claiming the charges back. I had an account with Barclays that I closed a few years ago because of the charges. Question is can I claim for an account that I no longer hold????

Thanks.

Sarahf (& big bump - 7 weeks to go!)

Al_Mac

So long as the charges and account were within the size year limit, you can

caz2007

can you claim back charges from credit card companies and are there are limitations as to which companies you can claim from , i have charges of £20 + for each time i have exceeded my limmit by small amts, can i claim this back

ShakerSonicBen

go for it caz

nowretired_2

Yes you can claim from any credit card company. You can claim overlimit charges and late payment charges. I have had my charges returned from 3credit card companies, Capital One, Barclaycard and MBNA have egg and citi cards on the go at the moment