Can I claim back charges off a closed account???

NickToye

Am I able to claim back charges from the Credit Card companies?

How would I get statements from these people?

sharmal

Yes they will. Send them a SAR (Subject Access Request) it costs £10, and they will send you all your statements dating back 6 years.

NickToye

Is there a template for this request? And do I need to send them a postal order for £10? What information do I need to give them? Account number?

sharmal

You can but get all the details first going back six years. Write an SAR request.

Rex_Mundi

NickToye wrote:

Is there a template for this request? And do I need to send them a postal order for £10? What information do I need to give them? Account number?

There is a template in Martins article for this. A £10 postal order is fine. Give them your account number, name, address, and sort code if you have it.

NickToye

What if you can't find the account number, but you can provide ID, I also had a business account there that I never used but still have the numbers.

genna7

Hi
does any one know if it is possible to claim bank charges on credit cards at all??

cheers
gen

sharmal

Yes same advice as above

NickToye

Thanks, SAR requests coming out of my ears? Is it best to send a postal order, because my Dad had trouble because they paid the settlement into one of the accounts that he was contesting the charges from and he had to force them to transfer it to an account that he could use.

I would rather not give them my current account details, hence not too keen on sending a cheque.

jojocars

Hi

Just a bit of advice please I have already started to claim back charges off Natwest/MBNA
I am trying to find my details of credit cards i have had in the past,Egg,Barclaycard etc and wondered how I go about getting statements etc when I have closed my accts with them.

Thanks