Can I claim back charges off a closed account???

Edinburghlass_2

No problem I'm just going to "shift" you into the thread about credit cards

ShakerSonicBen

Can't find a thread but are there any success stories of the burton store card.

MY a/c is now with a DCA so If I can claim the charges that account will be paid off.

sharmal

es you can. Send them a Subject Access Request. They will hae to send you all details of your account for the last six years then you follow usual procedure. I got mine from Capital One. Closed the account 4 years ago and bout to go to MCOL stage

princessscotland

Hi everyone,

I have had a number of credit cards managed by MBNA over the years but unfortunately I can't remember exactly how many or who they were with. Definitely the usual eg Abbey, Virgin, MBNA but there may be others I've forgotten. I don't have account details or anything! I was thinking about writing to them and asking for details of all my accounts and providing one £10 cheque.

Has anyone taken this type of approach with MBNA before and did it work?

Any help would be gratefully received!

Thanks to you all for this amazing site - keep up the good work - you helped me make a successful claim against the RBS!:rotfl:

Edinburghlass_2

Its certainly worth a try to start with or you would have to write separate cheques and letters.

ShakerSonicBen

does anyone have an address for burtons ge money?

im going for it

ShakerSonicBen

also this has been passed to CL finance.

do i deal with them or GE money??

messiah001

Hi

Have i got the wrong end of the stick? Can i claim my charges back from my Credit card companys for things like late payments and over limit charges? Also they have just reduced the charge fee and does that make a differance to what i can claim?

Worthingben

Yes you can.

I'm currently claiming back from a total of 5 current and ex cards.

Had a positive respose with Barclaycard, immediately refunding £291 through a 'good will gesture' and am of course now pursuing for the rest I am claiming for via claim/court letter two.

However on the other end of the scale Marbles(HFC) are flately refusing to offer me anything.

NickToye

Hi,

I am interested in claiming back charges that go back 6 years. My problem is I have been with Abbey for 6 months (only £30 charges so far), Lloyds for around 18 months (£1000 approx), and before that I was with Barclays Bank who I know charged me all over the place, but will they still have my statements? Even though I don't bank with them?