Can I claim back charges off a closed account???

tripled

Afaik, you are requesting personal data, so it would be £10 for all accounts under your name/joint names and £10 for any account in your husband's name.

Paulxo

Yep. Go ahead.

msbayliss

Closed my account with First Direct about 9 months ago. I have just had my £10 cheque returned by First Direct saying that we supply statements for free. Then a courier delivered a big wad of statements.

Looking at the charges there are several for £34 Charge and also £100 Excess Overdraft Fee. Can I claim on both these types of charges of do I have to ignore some of the fees.

Any help would be gratefully accepted

M

Worthingben

Yes you can... Whatever the O/D does a£100 warrent costs to FD? No... go for it add them on, I did! ;-)

gembel

I wish to claim charges on two accounts. One that is open and one that was closed about a year ago. I also am going to help my son with his charges. He is a student and struggles financially. A big thank you to martin and the supportive words from people on the forums.

libra007

both accounts I am thinking to get charges back, accounts are closed already, can i claim back for past 6 years even the accounts are closeD? I am using now a basic account from lloyds.

could anyone answer this for me. thanks

greendale9061

HI,

Sorry if this has already been asked or answered (there are soo many pages to read!) I am just about to file against Natwest for my 2 accounts & 1 credit card. I actually closed down all my accounts with Natwest in 2004, so guess I can only claim from 1999 onwards. Hopefully I will be getting £100s back. I have just done the first letter asking about bank charges, can I use the same letter for my credit card aswell & since I am claiming against 3 accounts will £10 cover all of them or will I need £30 to send in total.

Can you also make a claim if Natwest incresed your overdraft without asking your consent, & you thought you would take all the money out coz they have offered it you?


Please help :-)

MUMOF2_5

Can I Claim My Charges Back If The Bank Has Already Closed My Account Down. Due To Very Serious Financal Difficultys Last Year Hsbc Closed My Account Even Though I Was Still £2000 Overdrawn . They Are Currently Taking Me To Court As I Havent Managed To Pay It All Back Yet. Does Anyone Know If I Could Claim Back My Charges As I Have Calculated Them To Be Approx £1300.
Thanks For Any Advise.

fatbob78

I'm not entirely sure what the rules are about the accoun being closed, but I would expect it to be irrelevant. If they've ripped you off, it doesn't matter that they've also closed your account - you should certainly try and recoup some of the costs.

I'd say whatever the situation it's worth writing a letter. It'll only cost you a stamp so you've nothing to lose.

Edinburghlass_2

You can claim back on a closed account. Its likely if you succeed this money would go towards repaying your overdraft.

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