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Reclaimed Bank Charges SUCCESS stories
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Capital one buckled at the last fence.
They were quick and relatively easy, though every step of the way they tried to fob me off with about 80p rather than the £250+
Today they agreed to settle for the full amount of £309.85 which included interest and court costs. YES. without admission of liabilty etc etc yada yada yada.
Check my sig for dates etc.
Many thanks to martin and all the mods and everyone who's worked so hard at their own claims and documented it here (it's a great help).NatWest 1st account £985 refunded 2nd acount £5500 refunded (full amounts!)
LLOYDS TSB £1500 refunded (full amount)
MBNA VISA 1st letter requesting list of charges 02/03/07
MORGAN STANLEY FULL AMOUNT refunded £235!!
CAPITAL ONE offer of £96 MCOL 28/04 MAY 25th FULL AMOUNT £309.85
NATWEST VISA £515 FULL AMOUNT REFUNDED
HALIFAX LBA CLAIMING £2376.31MCOL 08/05 SETTLED£2496.31 FULL AMOUNT REFUNDED
All in all - £11,420+0 -
Bank- Lloyds Tsb
Amount- £850
Amount Paid- £850
Went all the way to even getting a letter to attend the mercantile court in june.3 days later got a letter from Tsb offering to pay me out full amount plus £80 court cost. A big victory for the little man!
Hurray!! Go for it all the way they know they are wrong! Cheers Martin and to your forum mate! Happy Days!
Dougie0 -
RBS
Amount reclaimed 1865.00 plus interest
Amount received 1865.00
Amount reclaimed 1624.25 plus interest
amount received 1624.25
Amount reclaimed 1727.40 plus interest
amount received 1727.40
Cannot believe I am posting this I sent the first letter requesting statements on the 13th March and received the offer I know I could of took them to court but they did assure me I would have an offer by the 25th May and I did. I am absoloutly delighted . Good luck to everyone doing this. I have to say a big thank you to Martin.0 -
bank -natwest
amount claimed-£3166
amount received-£3166
sent first letter 28 march recorded delivery, rang a few days later to check they received it, was told it takes 8 weeks to investigate, rang a few more times for progress, received offer letter 18 may, signed and sent immediatley off recorded delivery, received funds in my account 24 may0 -
BANK; NATWEST
AMOUNT CLAIMED; £940
AMOUNT REC; £940
ORIGINAL CLAIM £650 (NO INTEREST) BUT THEY DECIDED TO TEST MY NERVE THROUGH SMALL CLAIMS SO USED YOUR INTEREST CALCULATOR TO CLAIM THE LOT PLUS COURT FEE. USUAL DISCLAIMER LETTER WITH CHEQUE.
CHEERS. :beer:0 -
BANK - HSBC
AMOUNT RECLAIMED - £655.00
AMOUNT OFFERED - £538.00
Accepted !! Accepted!!0 -
]BANK: MARBLES CREDIT CARD
AMOUNT RECLAIMED: £177.00
AMOUNT RECIEVED: £150
WHHOOOOHOOO!!! :T
After my 3rd templete letter i was offered a goodwill payment of £100. I kindly thanked them for this but said it wasn't good enough, but if they offered me £150 i would, without prejudice accpet and drop any further claim...Just recieved the letter today from the very busy;) James Ball saying that:
"i was sorry to hear that you didn't consider our offer of goodwill of £100 as acceptable. I have discussed your compalint with my manager, who, exceptionally,;) has agreed to to increase our goodwill gesture to £150...."
:T :j :beer: SUCSESS!!
Quidco to date = £1224 cashback
0 -
Just to let you know..Started the campaign in January for 6 years statements. Lots of correspondence and an early pitiful offering forced into my account...Despite dragging their heels 10 days before the hearing date they have settled just £ 600 short of my £ 5000 claim inc interest.!
A super friendly and helpful Abbey member of staff called me and offered settlement without argument. They also insisted my account would not be closed as a result of this situation. They even guaranteed to keep my overdraft!
Good luck and dont lose heart !0 -
bank - halifax
amount claimed - £1832
amount paid - £1832
sent letter reguarding statments 19 march, got them a couple of days later. sent first letter to halifax 25 march, a had standard 8 week to "look in to " the claim letter back from them a few days later. waited a couple of weeks to chase up, then on 15 may had a letter to say that the charges are fair. phoned them on the same day saying going to started court case, but i messed up on the mcol website when posting the claim and had to cancel a few days later ( they were very helpful and i got my money back via personal cheque). then on the 23 may checked bank account about midday and they had put £916 in my account. when i got home from work there was a letter from halifax saying this was a goodwill gestue. phoning them back i told them that this was not good enough, then they offered me the full amount straight away. what a great result . many thanks to martin and his team making the british empire great again.0 -
Lloyds Tsb
claimed £2085 including court costs + interest
received £2085
the whole process took 6 months , they have been fobbing me off , so took them to court , they have paid up 6 days before the court date
got £2,250 from abbye this week too
£4300 in total
thanks to everyone , mainly martinHelp enough people get what they want and you will automatically get what you want0
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