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Reclaimed Bank Charges SUCCESS stories

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  • ukjeeper
    ukjeeper Posts: 10 Forumite
    Interesting development this morning. Got a letter from HSBC offering, "without predjudice", £1477.80 of the £1642 i'm claiming. . I sign off and i get the money in 2 weeks!

    Hadn't even filed in court against them yet, and they are offering a settlement. Guess they know they wouldn't win. I think the case above is a one off. If you are thinking about doing it, then stop thinking and just do it.
  • Barclays
    Claimed £2200 (including interest)
    Repaid £1400

    Took 6 weeks and they said it was a goodwill gesture.
  • From National Westminster
    Claimed 1345
    Offered 1345

    Had to take them court, the offer came in 2 days before closing court date.
    They would not pay legal fees, still never mind!

    Easy Process thank you.
  • Just wanted to say a big thank-ye to Martin Lewis.... Just took three letters and me sticking to my guns for a few months to get £1380 out of £1800 claimed for...felt that some charge was applicable...so happy with my lot. Thanks Martin:T
  • :j First Direct
    Claimed: £726
    Received: £695
    First offered of £590 by return of post. I rejected this and was then offered £695 by return post. I accepted this and the money was in my account within 2 days! This just took over a week in all - amazing!!
  • I have just reclaimed £4500 from hsbc.
    I sent a letter and cheque asking for my bank statements, and they didnt charge me. how nice, then i wrote the letter asking for the chrges totalling£5571.00 and they replied 8 weeks lter saying they were perfectly legal and would not be refunding any monies.

    I then sent the second letter giving them 14 days to refund the money otherwise i will take legal action. I also included that should they wish to settle quickly i would accept £4500 which they agreed to. Great it has only cost me a couple of stamps and ten minutes of my time if you are in doubt give it a go what have you got to lose.


    thanks martin great advice:
  • Bank: Hlaifax
    Amount Reclaimed: £4016.00
    Amount Paid: £3507.00

    Sent them 1st letter. Replied with will here from us in a few weeks. After a few weeks, recieved letter saying they were paying £3507.00 straight into my account. Not arguing with that amount. Excellent.
  • minifan
    minifan Posts: 90 Forumite
    I got a letter this morning offering me the full amount of £2887 I asked for. Started the process in January. Signed the letter to send back but not sure when the money will be transferred to my account.

    Thanks to all the useful advice on this site!
    :j

    Just providing an update on the above post. I signed the letter on 24th May and sent it back. The full amount was credited to my account on 25th May!! Hope this helps to give people waiting an idea of the turnaround time.
  • Had a phone call from DG Solicitors, Birmingham, lawyers for First Direct. The court had sent me a letter letter saying they (D G )were defending the action against First Direct. I was then advised by the County Court at Truro that they were sending out a questionnaire.

    I then got worried and started to organise a court bundle and pay fees etc. Bu**er me I then had this phone call from First Direct solicitors saying they would pay all my costs, the money I asked for plus interest and all WITHOUT PREJUDICE. :j Funny old world ain't it.
  • alvinne29
    alvinne29 Posts: 7 Forumite
    Barclays
    amount claimed £890
    Repaid £944

    I had to take them to County Court as they contested claim. Then THAT judgement in the banks' favour! BUT they settled with a week to go
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