Reclaimed Bank Charges SUCCESS stories

vulcanxh558_2

:rotfl: :rotfl:
Nat West
Amount Claimed : £799 plus £130 intrest
Amount Offered : £799 :T :T :T

Got as far as the threaten to go to court stage.
Large pack of legal jargon arrives, tucked in back was offer for £799

Not bad for 3 stamps and an hours work

Get in on it everybody :beer:

stephendelaney

Natwest.
Total with interest £3900
Without Interest £2900
We started to panic a little last week with the person losing there case and started to think we had missed the boat.
Rang natwest today and was informed that an offer of £2700 was on its way in the post.We had sent the letter threatening court action and heard nothing for about 5 weeks.
Think were going to take the offer.

Libbybeth

Nationwide
Total with interest £3473.53
Court costs £120
Amount received to date £3430.39

First letter sent 28th March 2007 requesting the total with interest
Reply sent from Nationwide with the usual useless info stating that they will not refund
Second letter sent 17th April 2007
Reply from Nationwide with useless info again (very promptly though enabling me to start the online claim!)
MCOL submitted on 22nd April 2007
Claim issued 23rd April deemed served on 28th April
Nationwide solicitors acknowleged on 27th April (promptly yet again!) with intention to defend
therefore 25th May was judgement day

18th May...£3040.12 credited to account with futher £390.27 credited today.

Keep the faith, follow the very simple instructions and you will suceed. Many thanks to everyone who takes the time to post their advice and to Martin for providing us with the tools.

Most of us are clobbered with extortionate charges when we are already suffering hardship for one reason or another, none of us delights in being overdrawn and at the mercy of these big organisations, for all the stress Nationwide has thrown at me over the last year or so ......for refusing to refund any charges when I already in great distress having lost my mother unexpectedly (my husband is self employed and had to look after my children whilst I was at the hospital with my mother therefore we had no money coming in for a few days and incurred bank charges of over £200) to the pathetic woman who kept on quoting they are fair and we will not refund anything...............RESULT!!!!!! Libbybeth 1 Nationwide 0

Lloyds I'm coming to get ya!
Amount with interest £3,581.70
1st letter sent 27th April 2007
2nd letter sent 8th May 2007 awaiting reply

Frub_2

I took my bank to the small claim court, received letter back 5 days later from the banks soliciter informing me they were going to contest my claim :mad:
The very next day received a cheque for the full amount £1680.50p:beer:
The bank was the a & l

cheekyguy121

Bank: Barclays
Amount reclaimed: £512.00
Amount paid: £415.00
Story: Used standard template letters on this site, and decided to try for reclaiming interest too. Bank were trying to dictate their own timescales (ignoring mine!) but with a third letter insisting on my 14 day response, they paid up straight into my account (without paying the interest). Have decided to leave it there and not worry about the interest. Thanks for the great advice.

Thinkpink_2

Bank: HSBC
Amount Claimed:2173.48 + interest
Offer: 2173.48

Story: sent
1st letter 01.03.07
2nd letter 15.03.07 then several faxes, email and phone calls.

Received offer
£1800.00 19.04.07
Rang and asked how they came to that figure they said it was just an offer. I asked why they didnt just refund my charges as opposed to going to court and paying costs ontop of charges they said yes ok.

2nd Offer
£2173.48 04/05/07
Received money in my account today 12 days from HSBC receiving my acceptance of offer letter.

A BIG THANK YOU MARTIN :A - :T :T

A Thanks to everyone on this site for all their help and advise :T :T :T

:j :j :j :j :j :j :j :j :j :j :j

For all those thinking about it get on w

ith it

All those in the process just hang in there

and dont give in

holley

Thanks to everyone for help and support, I have just received a cheque from the halifax for £1267.97 yippee it was the full amount including interest and bank charges.:j

Lizzieh71

Bank:Halifax
Amount claimed :£1395
Amount recieved £1395


Thanks to this site the Halifax have credited my account with the above amount. Followed the site advice and started court on 25th April. Bank Acknowledged on 9th May and had till Tuesday 29th May to defend.

Today checked my balance and they have paid. I am well made up and off to Primark.

Thanks Martin for your help.

Keep going everyone and good luck:rotfl:

:beer: :T

tighey

Bank: NatWest
Amount Reclaimed:154.16
Amount they paid:154.16

The story: Claim got to the Money Claim stage; they acknowledged but then settled full amount... It was straightforward and easy... cheers for the great site and advice!

susank

Claimed in Feb £1584.10 including interest - received a cheque for £742.75 - wrote and told them I accepted it only as a part payment and cashed it and then sent all my bumff to the financial ombudsman and lo and behold another cheque to-day for another £742.75 so total is £1485.50 and I am a happy bunny.

Many thanks to this site and good luck to all who still have to settle - do not give up in any way shape or form till you get there