Reclaimed Bank Charges SUCCESS stories

gsdjj

Thank you for the claiming advice

Bank: First Direct
Amount Reclaimed: Only £30
Amount they paid:£30
I copied the letter off the MSE website, added some bits of my own sent it. They said they werent happy blah blah, but didnt wish for it to go to court so VERY kindly..... they are offering ON THIS OCCASION... (the first time Ive claimed!) the £30 back. SO nice.
Thank you all.

Now Im trying the Council tax claw back advice see where we get there. (Im in Band G and should be D!!!!!!

arkwright2

:j Thought I would share my joy with you that I received a letter from Liverpool County Court saying A&L Commercial Bank have paid the sum due to me - the full claim of £3134.64 (£2307 bank charges, £652.64 interest, £175 court fees). Under the Insolvency Act 1986, the court has to keep the money for 14 days, but I don't think anything can go wrong now, can it? (Apart from A&L writing to say they don't want me as a customer anymore, which I shall dispute if it comes to that).

I'm rather fortunate that my case slipped through their nets and they filed their intention to defend a day too late I'm not sure if using A&L's Bootle address helped in delaying their legal team in Leicester getting enough time to put in their defence, but it may have been a factor. I also made sure I requested judgment by default as soon as I was able to, i.e. the day after their 14 days to reply to the court was up.

Judgment was found in my favour and I duly requested a Warrant of Execution. The bailiffs in Liverpool did the rest.

Oh, and a big thank you to Martin and his team for giving me the belief I could carry this out. It's the first time I've ever taken anyone to court, let alone a major bank.

backactor

Charged for three DD's £25 each. £25 refunded after phone call. They sent an "interesting" letter about other two not to be refunded. Sent letter to claim via court action £50 refunded almost immediately. RESULT!

jumgee

Dammam wrote: »

Bank: HSBC
Amount Reclaimed: £680
Amount they paid: £560
The story: I followed the rules from martin and used his template letters. easy-peezy, they paid the back to me from at a time when they were charging me when I had no money at all.

Anyway I have assessed my gf old account with RBS and we are going to slam them for £4000 through court and if they dont pay up, Im sending in baliffs and emailing Martins press team for photos.

Can I say THANK YOU Martin for highlighting this as without your site and presence on ITV I wouldnt have known.

J

angeleyes1_2

:beer: :money: :T :j
BANK: Lloyds TSB

Claimed; £1445.00
Repayed; £750.00

yipee..i have been writing to the bank since feb 2007, requesting they repay my charges but had some letters back to say they were looking into it...waited...and..waited...and..WAITED, waited a two weeks after the date they were supposed to reply still had not heard from them.

guess what i recieved today...a letter to say they would pay me £750.00, so im taking it especially as i did'nt think i would hear from them..im happy with that

Now still waiting to hear from the halifax, and so is my partner she wrote in feb to request copy of last 6 years statements they cashed the £10.00 cheque but she still has not recieved the statements, she's called them 3 times and each time they say they are sending them out...anyone had probs with getting there statements?

Thank you martin for all yor great advice..

southgate999

Bank: Halifax
Amount Reclaimed: £7045.07
Amount they paid: £6864.29
The story: Started my proceedings on the 12/02/2007 had to wait approx 4weeks to recive 171 copies of statements. Took 2/3 hours of trawling to find all the charges, which was then double checked.

22/03/2007 sent a letter to reclaim £5514.00 plus £1281.07 recieved a formated letter back saying that the financial ombudsman will allow them 8 weeks to look into our case.

Ignored this as suggested by everybody.

07/04/2007 next letter sent asking for my £6795.07 and telling them they have 7 days to reply before court action will be taken.

Recieved another letter stating that still looking into our case and if we don't have an update in 4 weeks to get back in touch.

Once again this was ignored as suggested on website.

23/04/2007 Court proceedings filed and issued and deemed to be served on the 28th.

03/05/2007 an Acknowledgement of Service was filed and stated that the Halifax was intending to defend this case. Giving them a further 28 days.

I must admit, it start to get a bit scary then. But chin up read a few more threads about peoples success stories and felt better again.

19/05/2007 letter from Halifax saying how they had intended to defend our case but due to the costs, and that they could not get theres back even if they win the case BLAH BLAH BLAH !!!!!!

They are prepared to pay back £5363.00 in charges plus £1251.29 in interest and the £250.00 court costs to a total of £6864.29.

This amount being that i can only claim back 6 years from the date of issue of the summons from the court but hey whats £200.00 between friends.

Checked bank account on same day and low and behold the monies already been deposited.

Thats my story. Now don't give in, start the fight and carry it on through. Its not hard just get support from this site or the Consumer Action Group website.

GOOD LUCK EVERONE!!!!!!!!!!!

Hamish26

Bank:hsbc
Amount Reclaimed:£3456.50
Amount Paid:£3313

I Went Online And Added Up All My Charges Over The Last 6 Years. I Then Sent Off A Letter To Hsbc Basically Asking For This Money Back(used Template On This Site). I Heard Nothing For 4 Weeks So I Wrote Off To The Financial Ombudsman And Enclosed A Copy Of The Letter That I Sent To Hsbc. They Wrote Back Saying That Hsbc Had 8 Weeks From The Date They Received My Letter. The 8 Weeks Passed So I Phoned Hsbc On 08456028006 And They Said My Case Was Being Looked At That Day. 2 Days Later I Received An Offer Of £33313 Which I Have Just Accepted. The Money Should Be In My Account In 14 Days!!!

I Decided To Go Through The Financial Ombudsman As I Stay In Scotland And Was Confused By Our Small Claims Procedure.

Cheers, Hamish26

Lomion

Bank: LloydsTSB
Amount Reclaimed: £90
Amount they paid: £90

Went online and added up all the charges. Went into the bank and asked for the charges back. Instant refund after I threatened to close my account and move elsewhere.....didn't tell them I was moving to A&L asap

NatWest next. Might take a bit longer though. Have to wait for the old statements.

sophieplum

Bank: HSBC
Amount paid: £785.00

Sent the 1st letter, was ignored, sent the 2nd letter and they replied within 2weeks. Each month we were struggling to pay these huge charges (up to £150.00 one month) which came out the day before we got paid, sent us overdrawn again and back to square 1. Moved accounts to Nationwide, got another charge this week of £110.00, completely not my fault so claiming that back, closed that account and started with Norwich & Peterborough.

The stress caused mainly by HSBC had cost me my marraige unfortunately but I'm now out of debt so big thanks to Martin Lewis, I'm telling anyone who'll listen to do the same. Good luck everyone!!!

moominmum

nat west bank

amount claimed £155
amount repaid to me £155.

may not seem a lot but im on benefit so ever penny counts.usually the nat west are very good if you explain the circumstances and drop charges straight away if you're nice.these were old charges i didnt know i had untill i went through my bank statements.2 letters later and an offer letter arrives.should be in my account this week.lovely!!!!