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Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!
Reclaimed Bank Charges SUCCESS stories
Comments
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Banks - RBS (visa card) and GE Capital (store card)
Amounts - totalling £671 (includes court fees of £60)
Stage paid - issued MCOL and acknowledged. offers about 7 days before the end of the 28 days to defend - on MCOL one of them had issued a defence, but offered to pay almost immediately.
Have already also successfully reclaimed £820 from First Direct, BOS and GE Money
thnaks for all your help.0 -
Thank you ! Thank you ! Thank you !
If I had not heard Martin on radio 2 I would never have claimed my charges back. I think you deserve to be knighted (Sir Martin :money:) for helping so many people get out of debt and hopefully keeping them out of debt.
:T :T :T :T :T :T :T :T :T :T :T :T :T :T :T :T :T :T :T :T :T :T :T :T :T :T:T :T :T :T :T :MY A/C
1st letter 05/03/07 for £160
2nd letter LBA 18/04/07 for £160
Offer 04/05/07 £160 accepted :j
JOINT A/C
1st letter 5/03/07 for £4383.50
2nd letter LBA 18/04/07 for £4461.50
Offer 14/05/07 £3900 accepted :j
:rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :T :beer: :j0 -
Claimed;£836.60 + £80 Court charge =£916.60
Recieved £916.60
Sent letters as per Consumer Action Group, filed claim with MoneyClaim - received notice of intent to defend, and Court Allocation Questionaire - paid additional Court Allocation fee £80 then received letter from banks solicitors offering part settlement of just over half of full amount. Thought no I want the full amount then started to get court bundles ready for court. To my surprise! yesterday I recieved a letter from Abbey ready to settle the full amount out of court for claim and court costs.
Very Happy! Good luck to everybody else! :j0 -
Barclays told me not to tell you that they settled my claim....ooopppssss sorry Barclays...
Claimed £3912 they paid 3875
Almost went all the way, we had a court date set for 16th May, they settled on the 11th.
I have now closed my account and have a new one with A & L
Thank you so much Martin, you gave me the nerve to stick with my claim.0 -
Bank: HSBC
Amount Reclaimed: £4279.77 inclusive of interest
Amount they paid: £3500
The story:
I used my online banking access to see my old statments. I used the bank charges interest calculator to find out the total charges over the last 5 years as 6 years would have taken me over £5000.
I sent the first letter on 15 March 07. I called to confirm receipt and I was told that responses can take up to 8 weeks from the date of receipt.
I called again the day after 8 weeks was up and I was told the case would be esculated. I said I'd be writing again.
Yesterday (Thursday 17 May 07) I received an offer of £3500.
I am accepting.
I am now one step closer to debt free living.
Yea baby
THANK YOU MARTIN & EVERYONE ELSE FOR YOUR ADVICE.
WITHOUT YOU, NONE OF THIS WOULD BE POSSIBLE!:hello: :footie:0 -
Amount Claimed: £3303.65 including interest and court fee
Amount Received: £3303.65... WOO HOO :j
It took a couple of months but they finally paid up with a couple of days left before they had to submit a defence.
Thank you so so much to Martin and everyone else on this site... I would not have had the courage to take it to MCOL without you.
xxx xxx xxx0 -
Claimed £2502 inc court costs + interest
received £2250
after had this claim go on for 6 months finally accepted their first and only offer today for £2250
would have let it go all the way to court but but a little more anxious now the TSB won a case
currently got a claim for £2200 with tsb , court hearing 31st mayHelp enough people get what they want and you will automatically get what you want0 -
Bank: HSBC
Amount Claimed: £3700 including interest.
Amount Received: £2257.60... :beer:
Not as much as I could have got if I had gone to court but not a bad return considering it cost me less than £2 to do!!!!!!!!!!
I am thrilled to bits and am blowing it all on a luxury holiday. I'll be thinking of you all when I am sipping cocktails by the pool!:rotfl:0 -
Bank: National Westminster
Amount Claimed: £1,926.92
Offered: £1,715.00!
I am so chuffed!! I have just received an offer letter from Nat West (on the 56th day!) offering me my money back (minus the interest!)!!!!
I'd like to say a big thank you to Martin:money: and everyone else who has given advice and support!!! Without your help I probably would have let Nat West get away with ripping me off !!
:j :j :j :j :j :j :j :j :j :j :j :j :j :j :j :j :j :j :j :j :j :j ::j0 -

cannot believe it folks - Clydesdale Bank Plc have refunded me over £3400 - yipee!! This is complete amount, including interest, that they have refunded me.
Success !! it can be done in Scotland and especially with the clydesdale bank.
drinks are on me!!
:beer:
cheekysmiler0
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