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Reclaimed Bank Charges SUCCESS stories
Comments
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Bank: Halifax
Amount claimed: £570
Amount recieved: £389
Sent my first letter off in March and recieved the standard letter stating the charges were correctly applied to my account. Rang them up and said i wasnt happy and that i was going to take court action. 5 days later recieved a letter saying £389 was going to be credited in to my account in the next 14 days, recieved payment that morning.
For all those worried about taking the bank on i say go for it, you have nothing to lose. I was so nervous about doing it but i'm so glad i did. :beer: :T :beer: :T0 -
Bank: HSBC
Amount claimed: £179.05
Amount offered & accepted: £168
Sent first letter 4/3/07 requesting printout. Received first batches of statements within about 10 days (no charge). First claim letter sent 9/4/07, requesting repayment of fees from 3 accounts - 2 personal, 1 business.
Received letter dated 20th April from Commercial Core Products dept requesting further details, an offer of £110 on 23th April, and offer of £168 today, which I accepted!
Still chasing for the other 2 accounts totaling just over £3600!!!
All thanks to hearing Martin on Radio 20 -
Bank: Halifax
Amout Calimed £180.00
Amount accepted £150.00
Sent first letter 2.3.07 (already had all my statements so skipped first step)
Requesting £150.00 plus interest.
Letter rec back 1.4.07 saying they were looking in to my complaint
Sent letter two 7.4.07
Letter recived 1.05.07 offering £79.00
I refused rang the number and said i would accep £150.00.
They rang back, accepted and 4 days later had the £150.00 in my bank account.
All thanks to Martin and the tonight programme were i first hered about this.0 -
Bank: First Direct
Claim: £2400
Offered: £2400 after LBA
Requested refund of bank charges of £2400 on 21st of April, received offer of £2000 on 30th April. LBA sent 10th May and lo and behold received full offer today.
Thanks to everyone who has contributed in some way to this site, brilliant and informative.
Simon0 -
First Direct
Sent 1st letter on 17th April for statements, received these after 25 days. Sent 2nd letter asking for £451 in unfair charges & 5 days later I received a letter offering me the full £451.
Easy peesy!!:j0 -
:T :T
I have got my money back yippeee:T :T :beer:
I got a cheque for the full amount of charges + interest, a grand total of £3018. from Natwest.
got all the usuall rubbish people are getting, but hang on in there, it's worth it in the end.
Thanks to everybody on here who posted all the fantastic advice.
L:T0 -
Hi just thought i would post this to encourage anyone in two minds to take on MBNA to go for it:-
Started the claim in mid March
received goodwill letter offer of £200 on 30 April
received cheque for £200 on 9 May 2007
Submitted MCOL form on 27 April 07
MBNA entered defence on the 15th May
and on the same day they sent me a cheque for the rest of the amount I was claiming.
So £875 better off today
Thanks to everyone on this site :money: :T :T0 -
lloyds tsb
i recovered £675 from lloyds tsb on behalf of my mother in law.
as expected the first letter told us no but after asking 'who do i direct the court papers to?' the attitude changed immediately.
they credited the money to her account very quickly
thanks martin
kevin0 -
Hi everyone
Bank: Lloyds TSB - YES!!!!
Amount Reclaimed: £1025
Amount they paid: £1155
The story: started my claim on 1st Jan as my new years resolution. finally got a court date just over a week ago, so sent off copies of the required documents to all parties. Started to panic, but got a letter from the solicitors today paying in full (inc court costs) but this is 'not to be treated in any way as an admission of liability' - hah!
Over the moon! Hope this gives some hope to all those other Lloyds customers out there!
Thanks to everyone who gave me the confidence to do this:beer:Sealed Pot no 20110 -
natwest made me an offer of £4,500.00 before we went to court which is what they owed me cudve been about £6,000.00 with interest but im taking the offer thankyou money saving expert and a big thanks all the people on the forum for their help and advice :money: :beer: :beer: :beer:0
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