Reclaimed Bank Charges SUCCESS stories

susiesus

Bank: HSBC
Amount Reclaimed:£700
Amount Paid: £600

I reached this level of debt due to charges on overdraft extensions to try and keep myself on the black whilst working on a self employed basis.
I couldnt seem to get it down again and looked at reclaiming as a last resort.
It was incredibly easy to follow and do.
I have to say HSBC were also very helpful, great communication and didnt charge for the last 6 years statements. I will continue to bank with them for the forseeable future. Advice to anyone thinking of reclaiming,
DO IT NOW!!!!!!

yummymummy1964

Dear All

Just to let you know Abbey settled my claim last Thursday in full!!!! They phoned to offer me £2,000.00, said No thanks would take my chance in court in June, they offered a little more and said I probably would not get the full amount in court, I said I would take my chance, would only accept the full amount & Costs, they phoned 40 minutes later and offered the full amount £2713.50 & £ 220.00 costs, cheque paid into my account, and they have not closed my account or reduced my overdraft limit!!!!!!!!!!! :rotfl: :beer:
Thank you Martin and everyone for your help & guidance!!! Who can I pester now???, quite addictive being a complainer!!!!

bargainmaiden

Woolwich
claimed £2171.50
Settled for £1628.62

thanks martin *kiss*

3 letters sent and my £10 cheque was sent back,so all for FREEEEE!:beer:

bargainmaiden

o/h also settled with woolwich.

claimed about £2500 and offered about £1700(don't know the exact figures:rolleyes: )

yummymummy1964

Hi
I got back £ 2933.50, that included my £220.00 Court costs from the Abbey National, had a court date set for 22nd June 2007, they phoned last week and settled in full!!!!! Bank account still open and no restrictions placed! (Yet) Thanks for all your help,,,,,, Who can I annoy now?!?!?!?!:money:

davewilkinson

Bank: Lloyds TSB credit card
Amount Claimed: £516 + £103.51 interest total £619.51
Repaid: £714.91 including court costs


I started my claim back in December 2006,
TSB looking into the claim, they tried to fob me off with usual don’t owe anything. I followed all the instructions on Martins web site.
Took them to court via money claim online, TSB defended they claim saying that the claim was not suitably particularised and embarrassing.
Filled in a Allocation questionnaire for the courts and sent all correspondence from the claim. Got a provisional hearing from the court for the 28th April.
Received a letter from TSB solicitors 12th May repaying £714.91 as a gesture of good will and no admittance of liability.
Checked my account today 14th May and the money was there, so I transferred all the money to my new account.

It just shows keep going and don’t let the banks fob you off

Thanks to Martin for a great web site:j :j

lancashirelass_4

Bank: RBOS
Amount claimed : £4200
Amount won : £4022

I use the templates on this website , got to the last letter before online court letter. Recived one letter back saying that they are sorry I've had problems and they will get back to me asap.
Nothing for another 14 days , went to do the court summons and got my offer letter. Took just over a month...I went straight to the head office in Edinburgh...dont waste your time with your branch.

cmarie_2

Bank : Natwest

Amount Reclaimed : £3303 (not including interest)
Amount They Paid : £3343 (dont know where the extra £40.00 came from)!


16.03.07- Sent 1st letter with request for bank charges refund (Template from this site) No Reply

30.03.07- Sent 2nd template letter . No Reply

20.04.07- Called to to chase them - they said they hadnt recieved letters but as i sent them by recorded delivery I knew this was time stalling. They said they would look into it and reply within a week :mad:

27.04.07- No reply - Sent a complaint by email to Natwest Customer Relations Department. :mad: :mad:

08.05.07- Got a reply to my email from Natwest saying my claim had been validated and i would recieve an offer letter in the post within the next few days:j

13.05.07- Recieved letter offering full amount plus £40.00 random pounds (not complaining) - so signed and returned (by recorded delivery) same day. Called them also and they said it would take up to 14 days to pay into my account !! Cant Wait!! :beer:

Thanks Martin - Thanks to you im back on the staright and narrow again ! xx

Id say to everyone- keep going - stick to the time scales as in the template letters - you deserve it its your money
:cool: :cool: :cool: :A

ruedi

Hi, it Really works!
Barclays Bank, .
I claimed £535.00
Received £810.00[/B]
at the beginning of March this year, unsure if they were going to close down my account.
within THE WEEK I received an acknowledgement and that they would investigate and advise within 2 months.
Days before the end of the 2 months I received another letter issuing me with a choice to accept £810.00 in Full and final settlement.
Yipee! 3 days later the money has been transferred to my account. So thank you money savers out there.

SirAlfonso

Bank: Natwest
Amount Reclaimed: £238.99
Amount they paid: £228
The story:
I had an easy time. Sent the 1st letter on the 13th March, totally forgot about it till this weekend. Sent the 2nd letter yesterday, total coincidence that today i get a letter dated 8th May saying they will pay £228 (no interest). Am happy, very stress free process for me. Thanks Martin