Reclaimed Bank Charges SUCCESS stories

Tiggerhoney

Hi,
No ther'ye not the only charges, I am doing this for my partner, and was reading one of his statements (last months) and noticed this charge, and I am sure that its not the only one, and wondered if it is one you can reclaim. It is a charge for £90 overdraft excess fee, of which I am sure there is more.

Carol x

INeedATissue

as far as i know... yes, you can claim for overdraft excess fees.

tech

Technique Vs Halifax PLC:
Amount won: £2409.54 including £250 Court Costs
Ball set rolling on 3rd Sept 06
Statements received 12th Oct 06
LBA sent 19th Oct 06
Fob-off attempt on the phone by Hali on 31st Oct 06
Partial refund offered of £579 on 2nd Nov 06 - Rejected
MCOL claim for £5491 on 12th Nov 06
Intention to defend received on 22nd Nov 06
Phonecall from Hali on 1st Dec offering £2409.54, with Hali claiming 8% interest was all that could be claimed once gone to court. Missed this call as I was at work.
Phonecall to Hali to discuss the 8% on 6th Dec but they wouldn't budge
Thought long and hard about fighting for contractual interest but decided to accept their full refund plus 8% and court costs of £2409.54 on 6th Dec 06

theunderground

Sent letters for £243 for Halifax.

Got an offer of £143 decided to take it.


Cheers

billylaws

said they cant give me list of charges but they can give statements

billylaws

Edinburghlass wrote:

You have to have a copy of all the details you have filed for your claim ready to take to court as it is you who is taking the bank to court, then you wait to see what the bank will do within the time scale specified.

said they cant give me list of charges but they can give statements

(sorry for double post)

INeedATissue

billylaws wrote:

said they cant give me list of charges but they can give statements

(sorry for double post)

it's not your fault they can't give you a list of charges. you are entitled to receive a list of them with your £10 so they have to provide it... if they can't then they'll have to send statements instead without charging you extra.

skingirl

hi.can you please help.have incurred a £50 bank charge because the abbey didnt cancell a direct debit and the money for it came out.they wanted to give me an overdraft to cover the charges which i refused.can you tell me what to do.thanx.

Edinburghlass_2

Initially phone them up and see what they say.

newcook

woohoo!!! finally received my DPA request info from first direct!!! am v.tempted to pretend I am poorly so work will send me home and I can spend the rest of today going through it!!!!!!!!!! better not though - dont get paid for being sick:(