Reclaimed Bank Charges SUCCESS stories

Edinburghlass_2

Nicolaj wrote:

Could someone tell me please, my bank have charged me £25 for paying an item for me(many times over the years)...sometimes those items are only for a few pounds..
can I claim those back also?..does the item have to be a certain amount to justify the £25 charge..

Yes you can claim and no it doesn't have to be over a certain amount.

Edinburghlass_2

louloujs wrote:

I have now written my letter to Bank of Scotland claiming just over £5000 plus the interest (using the online calculator). I have printed the calculation sheet off to attach to my letter. Do I actually need to itemise every charge?

Another quickie - my husband also banks (with an OD) with BOS - are they likely to ask him to go as well as me? Not that we really care, money-grabbing *^%"£ers, just want to know if another account is needed for him too?

Thanks for the great advice and replies on this thread.

Yes, this will be needed if it ends up going to court.

Your husbands account should be okay.

pji2153

shino74 wrote:

Bank: HSBC
Amount Claimed: £1900.50 + 8% Interest + £120 Court Fee
Amount Repaid: £2612.20

Well my full and final settlement arrived from DG Solicitors today offering exactly what I asked for! My advice DO NOT accept anything less than what you are claiming....they are paying out in full.
Happy Christmas all and Thanks Martin and Radio 2
Will be making a donation as soon as money appears in the bank.
Steve

How did you get such a good result.
I am still waiting.
Did you go through money claim. I havent done that yet just written a letter telling them that i wasnt accepting their offer .
any advice would be great
well done:beer:

jill09

does anybody know the address for the woolwich bank?? i have wrote the letter asking for my 6 years worth of statements but i have no idea where to send it, the staff at the bank have given me 3 different addresses.... thanks

jill09

oops its ok, ive just read that i can send my 1st letter to my local branch??

Tiggerhoney

Hi Everyone,
Still waiting for last 6 years statements to appear, but just out of interest I was reading my present statement which has a O/Draft excess fee of £90 is that reclaimable, any info would be gratefully appreciated.
Thanks
Carol x

shino74

pji2153 wrote:

How did you get such a good result.
I am still waiting.
Did you go through money claim. I havent done that yet just written a letter telling them that i wasnt accepting their offer .
any advice would be great
well done:beer:

Well HSBC ignored my first two recorded delivery letters so I set up my claim through MCOL, was rather pleased to see the 8% interest added at this point. I then received an offer of £1700 which I kindly rejected and then yesterday had the final offer which I have replied and accepted without accepting the offer of confidentiality.
My advice keep going and you will win.
Steve

dixie_dean_2

dixie_dean wrote:

Hi

In the same boat as the above really. Have sent off the court allocation but wondering what is happening next. Starting to woory, even though I "know" i shouldn't. There doesnt seem to be too much info on what happens after filling in the questionaire. Can anyone enlighten us? Am I gonna need to go to court (even if they don't show I presume I would need to go) or do they sometimes offer to settle out of court at this stage?

Thanks in advance.

Hi

Has anyone got any ideas on the above? The 2 posts above my original were also asking pretty much the same thing so any help would be of multiple use.

Cheers gain.

kekebash

Cooperative Bank (aka Smile)
Paid out £1690.00

Hi There - just a small note to say thank you very much to the team at the site. :T

Because of you guys I recieved a deposit of £1690.00 into my account today. I initially contacted Smile back in August after a visit to the money saving site. They were a bit slow to return the information I asked for but after that they played pretty fair.

I only got as far as sending a letter requesting my money back before they coughed up. I had asked for interest (I was never that sure what I was doing with that to be honest) which they have not paid. However, they have paid every penny they originally took and I am more than happy with that.

They haven't asked me to close my account but they have reduced my overdraft limit. This could have been because I am now a student or it could be them being a little bit huffy... Bovvered?! Not really since I've now got the cash to not worry about an OD anyway.

Good luck to all and thanks again.

Kekebash xxx :j

billylaws

Im also still waiting for my bank statements, keep phoning up about them and i get really crap excuses like, its x-mas time so the post is slow, we dont have any details saying you ordered bank statments, we put it though the wrong system so we will have to do it again.

Also my girlfriend has asked to get statements from Halifax for her CREDIT card not bank card and they are saying she has to pay £5 PER statement