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Reclaimed Bank Charges SUCCESS stories

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  • After listening to Martin on Radio 2 I wondered how much I had been charged over the years by Halifax for exceeding my overdraft limit. I requested a history of all these charges, unfortunately I had to pay £5 to do so! They sent me through all of my staements and I calculated £282 charges over 6 years. I followed the steps that Martin has outlined and I received a call from halifax offering me £60 as a "good will gesture" I said was claiming for £282 and they then immediately offered me £158 which I could have fought, but decided I couldn't be bothered and accepted it! 2 weeks later it was in my account!!
    Sound!!
  • nollag2006
    nollag2006 Posts: 2,638 Forumite
    Well done Errol !!
  • newmum1
    newmum1 Posts: 1,341 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Bank :Barclaycard
    Amount claimed :£264
    Amount given £132.00

    It took one letter and one phonecall still awaiting the outcome of therest of the money. In total 12 days.
  • newmum1
    newmum1 Posts: 1,341 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Bank :Barclays
    Amount claimed £915
    Accepted £465
    Two letters and 14 days, its not the full amount but I have settled for the above.
  • I WON !!!!!!!!!!!!!! £3074.52 !!! NATWEST!!1 KEEP GOING PEOPLE DONT GIVE UP YOUR WILL GET YOUR MONEY BACK.:beer: :j
  • :beer: Bank = Royal bank of Scotland, amount claimed £2,387.88, amount offered (in a gesture of goodwill without admission of error or liability!) £2,380.00 - accepted. It was a nice surprise to receive and accept the offer after an initial offer of £1,300 which I did not accept. I threatened the bank with small claims court and started the paperwork, but the offer came and the court case can be stopped. I'd like to thank the website for the information and templates on applying for the charges to be returned. As I'm currently unemployed the money will be very useful.

    Shelley, Plymouth, Devon
  • Bank - Barclays
    Amount Requested £1,500
    Amount Rec'd £1000

    I was happy with this amount as had waited 4 weeks for a response. The big banks DO pay up!!! FANTASTIC and just in time for Christmas....
    :beer:
  • Kheeli
    Kheeli Posts: 41 Forumite
    Bank: Barclays
    Amount Reclaimed: £90
    Amount they paid: £90
    The story: Paid back after first letter, no questions, money straight in bank.:j
  • Kheeli
    Kheeli Posts: 41 Forumite
    Bank: Halifax
    Amount Reclaimed: £939.53
    Amount they paid: £736
    The story: Took one letter, they rang and offered £200. My husband dropped it into the conversation casually that we were in the process of taking Barclays to the small claims court for a very similar amount. They asked what would be the least we would accept. We said the amount less the interest, they said DONE! I know I could have held out for the full amount but hey it's Christmas, and every little helps. Amazing that they upped their offer by over £500 in less than 5 minutes:rotfl: ! Keep going!
  • Bank:Alliance and Leicester
    Amount Reclaimed: £25.00
    Amount they paid: £25.00

    Called and managed to get 25.00 for an unauthorised overdraft fee back. Now sending a letter as there are £40 of other charges to claim back

    so far so good
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