Reclaimed Bank Charges SUCCESS stories

zimmerama

BANK:natwest
AMOUNT CLAIMED:£381

AMOUNT THEY PAID:£381

one letter asking for relevant statements. one letter asking for the money. both letters followed the templates from this site. it took about three weeks .
HOORAH the account was my teenage sons. he very happy to have got one back on the bank he felt had treated him unfairly.
thanks to this site and to https://www.consumeractiongroup.co.uk

emyr_thomas

About 2 years ago we went over our authorised overdraft limit. A cheque was honoured and the resulting charged were £30 for going over the limit & £20 for the honouring of a cheque whilst over the limit.

After reading the article on how to re-claim charges, we hunted for my old statements (which I keep as i'm a sad) found and highlighted the charges, completed the letter from the site and to my astonishment we got a reply today 04/12/2006 that I was being refunded the full amount.

Another sad fact is that I still won't see a penny as my wife has probably already spent it.

Emyr Thomas.

rednick

bank: barclays
claimed: £60
payed: £60

sent them the first standard letter, within 2 weeks, they sent a letter back saying they will credit my account the full amount, but i must read the terms & conditions.

:T :T

caspainseamonster

Just had £28 refunded from Halifax!:j . I know compared to some its not a huge amount but it's a start. I'm usually a good Halifax customer of 10 years etc but recently due to money going out faster than it went in, I exceeded my free overdraft. They applied a £30 for "going overdrawn" and a £28 " for writing to you" charge. I immediately phoned them and " as a guesture of good will" they credited one of the costs. I thought I'd got away lightly until I got Martins weekly download. Thought I'd chance my arm, wrote a variation of the sample letter - didn't claim interest as it was only last month and it was a one off - that was dropped in through the letter box on Thursday last, on Saturday got a nice letter from the Branch Manager saying the other charge (£28) was being creditted as well. Hurray :j Long Live Moneysavingexpert.com!!!!

Jacqui5460

Sent first 2 letters to Halifax, had offer in the post today for £778.00. A bit short of what I was asking for but it's Christmas and could do with the money so going to accept. Brilliant Martin!! Thankyou so much :j

shino74

Bank: HSBC
Amount Claimed: £1900.50 + 8% Interest + £120 Court Fee
Amount Repaid: £2612.20

Well my full and final settlement arrived from DG Solicitors today offering exactly what I asked for! My advice DO NOT accept anything less than what you are claiming....they are paying out in full.
Happy Christmas all and Thanks Martin and Radio 2
Will be making a donation as soon as money appears in the bank.
Steve

Nicolaj_3

Could someone tell me please, my bank have charged me £25 for paying an item for me(many times over the years)...sometimes those items are only for a few pounds..
can I claim those back also?..does the item have to be a certain amount to justify the £25 charge..

sarra63

My Halifax bank charged me £30.00 twice for going overdraft by 1 penny, can I claim for these? I also lost a house sale when I transfered by instant chap £15000 from Natwest to Halifax to put down a deposit, Nat has lost my money for 2days, I spent a whole day running between the 2 banks(nearly had a heart attack) until Nat confessed when halifax highlighted the error! I have a prove letter from the estate agent that day stating the owner has pulled out of the sale, do I have a case?
Can you claim back the late payment charges on your credit cards, the times I've missed is when there was a bank holiday and it arrives the next day! Thanks for the advice:)
sarra

Paulxo

Claimed: £2400
Received: £1050
Barclays

Did this on behalf of my Dad. One letter, was all it took to offer him £830. He called and asked for more and received an offer of £1050. Decided with Christmas coming he'd take it.

Edinburghlass_2

Yes you can claim on credit cards. As regards the money transfer I would assume you need to put in a complaint to both banks to find out what exactly happened and as to who might compensate you.