Reclaimed Bank Charges SUCCESS stories

ladysnowy

I assume that before I can send the first letter in the process of trying to reclaim bank charges I must have basic information to hand, ie be able to quote my account number. I am referring to an account which was closed a couple of years ago and all statements etc I foolishly destroyed some time ago.

Will the bank be able to provide the information requested without the account number? Am I right in assuming they must be able to trace me from my full name, date of birth and address?

Any assistance would be much appreciated.

divingtesky

Bank: Barclays
Amount Reclaimed: £1900
Amount they paid: £1900
The story: Sent two letters to them over 28 days(used the templates). After sending second letter they said they would pay half. Phoned them up and told them it was unacceptable and they said they would 'compromise.' I told them what I would 'compromise' at (the full asking) and they agreed. Thank you so much moneysavingexpert:):cool:

Richiefitz3007

andrew2003, i think the whole being charged issue is being looked at and if you think its unfair in terms of how much you have paid, than i suggest you look into it.

IDIDIT_2

Richiefitz3007 wrote:

Hi folks, can anyone advise please? Just received written conformation through the post of my intention to sue Lloyds and Barclaycard. Do i need to fill in any of the paperwork that has been sent and send it back?
Cheers in advance!

Please confirm - who has sent you the confirmation? if this is the court letter you do not need to do anything - yet.

Richiefitz3007

Hi folks, can anyone advise please? Just received written conformation through the post of my intention to sue Lloyds and Barclaycard. Do i need to fill in any of the paperwork that has been sent and send it back?
Cheers in advance!

Edinburghlass_2

ladysnowy wrote:

I assume that before I can send the first letter in the process of trying to reclaim bank charges I must have basic information to hand, ie be able to quote my account number. I am referring to an account which was closed a couple of years ago and all statements etc I foolishly destroyed some time ago.

Will the bank be able to provide the information requested without the account number? Am I right in assuming they must be able to trace me from my full name, date of birth and address?

Any assistance would be much appreciated.

Name, address and date of birth should be sufficient for them to trace any account held by them in the past.

Edinburghlass_2

andrew2003 wrote:

if i have got several accounts with the same bank do i need to send 3 letters and 3x £10 cheques and then do i deal with each sepately after that or add all the charges up. can anyone help me with this please...

You are asking for the Data held on you so one letter with all acccount numbers and one cheque for £10 should be sufficient.

Depending on how they send you this information will determine how you sort out the charges on the three accounts.

As regards your mortgage account, you may be able to claim back charges made because of late payments but I don't see how you can claim back solicitors charges from the bank

Edinburghlass_2

fkelanne wrote:

hiya all, im on claiming £2400 back from HSBC, and £360 from cap one. ive sent the first letter on the 14th of nov, so ive just sent lba. as i havent hird anythink from hscb (cap one offered £136 i said no thanks want all) i dicided to fone them 2 see if they were sorting it. the woman on the fone said i should of hird sunit by now, and is goin 2 get sum1 to fone me back. i was just wondering how long it took peeps to get a responce from HSBC?

Read through the thread regarding HSBC here....

http://forums.moneysavingexpert.com/showthread.html?t=305461

Richiefitz3007

IDIDIT: yeah it was the letter from the courts.

kazzachick

Bank- Halifax
Amount- £290
Sent final letters and got offered six months worth of charges turned it down, and handed in my court forms (stay in Scotland). Date was 17 January, checked my bank account tonight, Money paid in £290 plus £66.89 interest plus court fee.
Thanx MSE well worth it!!!