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Reclaimed Bank Charges SUCCESS stories

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Comments

  • birdmanjon
    birdmanjon Posts: 6 Forumite
    Bank; HSBC
    amount claimed; £758 + interest = £959
    amount paid; £959.56
    the story.

    They really took me to the wire on this. i sent all the letters and declined an offer of £650 after mcol. This was because they back dated a letter and ran me around. they then held out until we had a court date and settled just a week before going to court.Scary stuff cos i thought i was going to court for the cash. But i didn't!!!

    Hold on guys they will give it back to evntually!!!!!!:money:

    Cheers martin and all the people who helped me along
  • Barclays
    Reclaimed: £321
    Received: £330!!!

    Was refunded after first letter.
  • KASDRIVER
    KASDRIVER Posts: 74 Forumite
    capital one

    reclaimed in full £1018 with court cost and intrest!
    recieved a letter this morning saying money had been refunded leaving my account in credit so they will be sendin g a cheque within the next 14 days!!
    thanks everyone,
    and thanks martin!
    November wins ;
    x 3 £5 jd sports vouchers,£275 big snap :j
    x 2 caburys gift packs,bowtime winner?
    x3 ticket to see airbourne
  • pink_star
    pink_star Posts: 60 Forumite
    Bank: Natwest
    Amount Claimed: £203.39
    Amount Received: £203.39

    28/02/07 Charges letter sent
    19/03/07 LBA sent
    30/03/07 Called to chase, they denied all knowledge
    04/04/07 Called again - same response. MCOL filed
    12/04/07 Natwest acknowledged intending to defend claim
    26/04/07 Letter offering charges back via Customer Relations - declined in writing & by email
    03/05/07 Cheque for full amount rec'd from solicitor (5 days before their 28 days were up)

    Massive thanks to this site x
  • TeamQuest
    TeamQuest Posts: 11 Forumite
    Bank: Cahoot
    Amount reclaimed: have not got that far
    Amount received:£2,943 !

    story: I sent the letter asking for the data and they sent it back within 3 weeks. At the bottom it gave my balance as -£2,941 and then in the next column it said +£2,943 !! when i added up the charges it only came to £770!!
    so i phoned up to check and they said it was right. I can now close the account, its even in credit by £24! really happy :j :j :j
  • Bank Barclays
    Amount Claimed £750
    Amount Received £560

    Thank you very much:beer:
  • Bank: Woolwich
    Amount reclaimed: £1245.00
    Amount Paid: £933.00

    Sent off the standard first two letters and got the usual delaying repies from bank.
    Had till 2nd May to reply but just got another delaying letter, so called them to ask the state of play with claim and said that if no offer was made by close of business we would go ahead with MCOL.
    Offer was made on the phone there and then and we have accepted, after all it is money we never had before
    Thanks Martin, Well done!!! :T
  • dsljfreeman
    dsljfreeman Posts: 243 Forumite
    Bank: Natwest
    Amount Reclaimed: £341
    Amount Received: £341

    I sent the 1st letter on 7th March 2007, got a letter back saying they would look into it, sent 2nd letter on 13th April, got letter today saying that as a gesture of goodwill they will refund £341.

    Not bad, thank you xx
    :j Bankrupt 6th October 2009 :j
    :beer: To a Debt-free Future :beer:
  • Beci
    Beci Posts: 13 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    I went through all my last 12 month's charges on all my Smile accounts and worked out I'd paid about £445.

    I did the first letter asking them politely to refund the money and after about 35 days or so got a letter offering me £335!

    I was so chuffed as I didn't expect it to work, I decided not to pursue them for the rest, but am relentless at getting them to refund any further charges since (they must hate me, but it's working!)

    Now I'm waiting for Barclays to send me the details of the last 6 year's of charges (sent my cheque for £10, but not yet cashed). The 40 days reply period is up next Tuesday, and so I will have to chase them up for a response.

    Looking forward to that one, as I reckon I've paid them loads over the years! Plus I no longer have the accounts, so no fear of them closing it on me!

    I have told all my friends and I reckon everyone has now written to their banks - Vive la revolution!!! How exciting!!!:beer:
  • Maisy_Mouse_2
    Maisy_Mouse_2 Posts: 21 Forumite
    Claimed £3500 on behalf of husband, offered £2300 which he wanted to accept. (I would have gone to court, but that's me!)

    Very pleased, just waiting for Abbey to settle (hopefully) before the hearing mid May.

    K
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