Reclaimed Bank Charges SUCCESS stories

lifeisgood

Natwest
Amount claimed: £520
Amount received: £520

7th March
First letter sent. I planned to wait 4 weeks, as I knew Natwest were behind, and couldn't physically cope with all the work.

1st April
Received offer of the full amount with the standard "we think the charges are fair" letter.

16th April
The whole amount is being credited to my account today. Yippee!

pigginsexy

Lamarose Finance
Claimed £390
Paid £390

Thanks to everyone on this site. Took ages to get statements, well over three months as they kept replying with wrong info... Finally got them did my first letter and received cheque last week "as a good will gesture".

fairyprincess76

have been claimimg back my charges from barclays and they just offered me £780 which i am accepting. i asked for £1000 so i am pleased with that.

also my husband was claiming back his charges from natwest we asked for £2200 and got it all back.

although we had to start court proceedings with natwest and the offer the first quote we asked for not the one with interest on but still pleased.

i think barclays has taken 6 weeks and natwest around 8. well worth doing.

good luck to everyone out there claiming back their charges


barclays was easy i phoned them they sent my statements(free) i sent 1 letter which they replied to and they asked for 4 weeks and at the end of the 4 weeks got my offer.

natwest wanted £5 per year for bank statements so i just wrote a letter and enclosed my £10 cheque for 6 years. i then had to send 2 letters and go through mcol but got there in the end

bharatbk

Bank: Barclays
Amount Reclaimed: 1020.00
Amount they paid: 765.00
The story: After reading stories on this website, I rang Barclays for last 3 years bank statements and they sent it me for FREE. Wrote a letter to them using words from the templates available here and received an offer for 765 pounds this past Friday. I have now accepted the offered amount as its close enough to my liking :-)

Thank you Martin - You are a Star!

pigsmightfly

Bank: Egg
Amount Reclaimed: £110.80
Amount they paid: £110.80

Got to court stage and they defended but then got a letter from their solicitors a few days later offering full amount

heggie_2

Bank: Halifax
Amount reclaimed: 452
Amount they offered: 491

First letter sent 22/2/07, then followed Martin's invaluable advice & pushed on with 2nd and 3rd letters, despite receiving their normal "we have 8 weeks response".

They offered me £312.00 which I thought of accepting til I logged back into this site and it made me realise you have to be strong & stand your ground with them! Rang them today and they offered me £452.00 but I pointed out that they'd charged me another £39.00 last week and I also wanted this back - no hassles, offered the £491.00 immediately!!

Have sent 3rd and final letters to Lloyds TSB for both mine & husbands accounts - will let you all know how I get on.

Martin you are a legend and I've passed this site on to many many friends & family!

babyqueen

Bank: Barclays
Amount Reclaimed: £780
Amount Paid: £525

Hi It took me just over 5 weeks but they finally offered me £525 which I accepted. I accepted the offer as it was money I thought I would never see again and I have classed it as a bonus.

Anyone waiting on Barclays to pay out, just stay with it and continue with the process and time scales and they will pay.

consnmattsmom

Bank: CAPITAL ONE
Amount Reclaimed:£248
Amount they paid:£248 EVENTUALLY

The story: THEY REPLIED TO INITIAL LETTER OFFERING £88 WHICH WAS DIFFERENCE BETWEEN THE CHARGES AND THE OFTS RECOMMENDATION OF £12, WROTE BACK AND SAID THANKS BUT NO THANKS AND PUT CLAIM IN THROUGH MONEYCLAIM ON LINE. THEY SENT LETTER TO SAY WILL PAY UP AND WOULD SEND A CHEQUE WITHIN 14 DAYS FOR £190 (INC COURT FEE) THE CHEQUE ARRIVED ON SATURDAY SO GOING TO BANK IT NOW :T :T :T :T

SO ANYONE WHO IS WORRIED ABOUT GOING AS FAR AS COURT I WOULD DEF GO FOR IT.

kjfarr

Bank: First Direct
Amount Claimed: £800
Amount Paid: £600

Paid up straight away without an argument - I had miscalculated some of the fees and so the actual amount would have been about £650, so £600 was pretty good! Am recommending this site to everyone i know!

:rotfl:

Flossiesdoll

Tesco Credit Card
Claimed £152 + interest = £164.16
Sent first standard letter
They offered £130 - I accepted.