Reclaimed Bank Charges SUCCESS stories

vickihill3007

Amount Claimed: £538.00 inc interest:T

I sent them a letter in February. I received a letter explaining that my complaint was being dealt with and that they would get back to me shortly. I received a letter yesterday stating they would be paying my claim in full and that the money would be in my account within 14 days.

Lin11

Bank: First Direct
Amount claimed £1600 20 Feb
Amount paid £1600 10 Mar

Bank: NatWest
Amount claimed £2200 20 Feb
Amount paid £2200 13 April

Both these amounts received after only the first letter, didn't even have to threaten court.

Thank you Martyn

matt3903

Bank: natwest
amount claimed: £4948
amount offered: £3763
not the full amount i know, but more than i expected from them. only sent them 2 letters, didnt have to start the claims process through the courts

minders_mum

I cant belive that I have actually got money back from the bank!

MSE_Martin wrote: »

This thread is especially to report your successes taking on the banks to reclaim unfair charges.

The aim is to show others that it is possible and it works.

Please report your successes here, if possible in the format

Bank:Barclays
Amount Reclaimed:[£985.00/B]
Amount they paid:[£735.00/B]
The story: I initially wrote to Barclays 12.3.07 using the downloaded letter from the website. I received a basic " we are sorry that you had to contact us about the level of service received" letter. It said my complaint would be dealt with by 13.04.07. Today (13.4.07) I have recieved an offer of £730.00 which I will accept. After all, it is £730.00 I thought i would never see again!

I am now an official Martin Lewis bore!!
Thanks Martin!
(just a few sentences, please include how far you went did you a. just write a letter, b. threaten to go to court or c. actually go to court )

• Read the article
  How to Reclaim Unfair Bank Charges

• Discuss the issues
  Discussion on reclaiming charges
  Discuss the impact on bankings future

Please don't use this thread for general discussion on reclaiming bank charges.

shoe_2

Well i have done it YEPEE
Requested statements 8/03/07
requested refund 4/04/07
requested refund again threaten of court 22/04/07
Telephone call to chase up on the 10/04/07
on this occasion informed it would take the full 8 weeks to sort out
Deccided to apply via MCOL 11/04/07
offer today for full amount £3,202.00...yepeee i have just had a converstation to try and get my court cost to MCOL back for a extra £120.00 they are ringing me back in 30 mins.xx
keep at it you will win .....good luck.xx

megscaits

Amount claim :~ £220.17
Amount received:~ £220.17

I telephone Egg as I had closed my account with them and they agreed to send out my statements free of charge. Received statements within a couple of days and then sent 2nd letter off this site. Egg wrote back to me offering
£40.00 last monday, rang then and said I would not accept this and today I have received a letter offering the full amount.

I am one very happy bunny thank to everyone for their help and hopefull I will get the same response from LTSB (£2800)

:beer: :T :T :T :T :T :T :T :T

Helen51

Bank: Halifax
Amount Reclaimed:£950
Amount they paid: £638
The story: Responded after letter 2 took a month and a half to decide to give me back my money but am taking the offer as I reclaimed 6 years not realising that under Scots Law I was only entitled to claim 5 years
Thanks for the great advice on here and also when you are on GMTV
:T

victhepink

Bank: Alliance and Leicester
Amount claimed: £473.92
Amount paid: £523.92 (yay, got £50 court costs back too!)

I originally wrote the bank 8th March using the letter template I downloaded from the site and didn't even receive acknowlegement of the letter! I proceeded with the 2nd letter 2 weeks later, still didn't receive acknowledgement so carried on with taking them to small claims court on 3rd April. I received a letter then (funny that!!) saying that they had received the Court Order and that they wanted 28 days to prepare a defence... I finally received another letter this morning (13th April) with a cheque in it for the full amount I claimed and a request that I let the court know that the matter has been settled and to let me know that they will be closing my account for me!

An excellent result!

Keep at it, Martin knows his stuff... :T

purps

natwest
amount claimed £927
amount recieved £927

natwest offered me a refund after my first letter asking for the £927 back, the letter said they felt the charges were fair however after considering my case they would offer a goodwill gesture of £927 but it took 14 working days to reach my account, so i was glad when it got there, they didnt close my account but said if i had trouble managing my account to contact the bank for advice. i am now trying to claim £795 from Lloyds but they sent me back a standard letter saying now so i am now threatening court action does anyone have advice?????

Gem82young

On behalf of my boyfriend

Bank: Halifax
Amount Reclaimed:£4800
Amount they paid:£3530
The story:
My boyfriend asked me to look into reclaiming the charges for him but he didnt really think he was entitled to anything back.
I sent the first letter from the website requesting a list of the charges 3 weeks ago. Received a letter yesterday offering £3530.00. Boyfriend has accepted despite me thinking we could get more. The pub obviously calling him and his newly full pockets, is too much for him to continue with the full claim. Altho he has asked me now to chase up on his Halifax Credit Card!

:beer:

Goodluck to everyone else still fighting!

Gemxx