Reclaimed Bank Charges SUCCESS stories

Ernest

My partner received a cheque today for £2920 which covered everything including all interest.

Seems like forever since I started this ball rolling, but start to finish it was only 4 months.

Was getting a little worried as the court day was next Thursday.

Thanks for all the help.

Steve

justlaugh2

On behalf of a friend:

05/03/2007 request statements
12/03/2007 recieved statements
13/03/2007 sent 1st letter asking for charges £761.00 +£128.00 interest
20/03/2007 recieved fob off letter, we need 4 weeks to look into this
27/03/2007 sent 2nd letter, 7 days or im going to court
02/04/2007 recived letter offering £481.00, I told her to call them and say no way!
10/04/2007 Called halifax to say she wants it all, they say a new offer is on its way
12/04/2007 TODAY! received offer of full amount £761. + interest £128. + 0.40p !!!!!!

TOTAL; £889.40 will be credited to account within 14 days

47 days from start to finish!!!!!!!!!!!!!!! Im so pleased for her.

Now i have to wait for mine
Lloyds Tsb £4714.00 + interest £582.51
Have just filed claim directly at court.

GOOD LUCK TO EVERYONE ELSE:T :T :T :T :T :T :T :T

kpnursey

First Direct

Amount Claimed £1495.00

Amount Received £1270.00

Start to finish approx 5 weeks no problems no hassle very straightforward. Im happy with amount offered not going any further. good luck everyone else

rabbie_2

First Direct(HSBC),this morning I came in from the nightshift to find a letter from First Direct offering me £1420 (I had claimed for £1650),this on the strength of one letter and the idea gleaned from this site!
Many thanks to all who inspired me to take them on and I now intend to put a & l through their paces too!
Keep Fighting The Good Fight!

Ergo_2

Halifax
£875.67 (inc Court Costs)
Paid in full

Paid up well within the 28 day of having to go to court!!

Thank you Martin - I luvs Ya!!!!!

jennyowen

Amount claimed: £600
Amount offered: £252

Story: They offered me this today as the difference between the £12 charge and what I paid. Would normally go for the full amount but REALLY need the money at the mo so sending acceptance letter off tomorrow.:o

Mum_on_a_mission_2

Closed account - went to Moneyclaim stage, acknowledged and cheque arrived today for total claimed of £367.

Fairly easy and painfree

Moam

Man_In_Madrid

Amount claimed - £2837.74 (incl interest), + £120 costs
Amount received - The whole lot! :beer: :T

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Today was the 28th day after acknowledgement by Nationwide of my online MCOL claim. I checked by bank account, and, low and behold, there was a succession of "corrections" amounting to the whole claim! To say I'm over the moon is an understatement!

I've also been claiming against Barclays in parallel to Nationwide, and today is the 24th day - the amount for them is just over £3000, so lets wait and see after the weekend.

These charges were a joke - I've just returned to the UK with my family after 3 years seconded with my employer in madrid - this meant I had to juggle money around continuously between accounts, as I kept my UK house and mortgage, yet was paid in €'s in Spain. So, I'm back to as it should be, and won't be getting charged again!

Well done to all on this site - the information available is easy to follow, clearly labelled, and in good order, meaning that it is a breeze to take on these institutional robbers!

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elveen

Bank: Halifax
Claim: £1085.17
Received : £1085.17

Halifax continually charged us sending us overdrawn we went in to see them to ask if they could stagger the charges rather than take another 3 out in one day we were met with total indifference to our predicament and left totally devastated I was in tears. We now know better and claimed the charges with interest and got the lot back. They did try and stall us by replying to our first letter asking for 14 days to look into it and including a glossy brochure explaining it is totally their right to charge such large amounts. I TOTALLY IGNORED THIS LETTER AND I SUGGEST YOU DO THE SAME. I went straight ahead and sent the second letter telling them I would take them to court. They settled on the 14th day just in time. I'm gunning for Lloyds next.

Tanya_W

Bank: Alliance and Leicester
Amount Claimed: £100
Amount recived: £100 + £30 court costs

This claim was done by my father for my sister, fingers crossed I'll be posting my sucsess stories soon!!!
Started the claim on the 15th of feb, followed all tepmplates and time tables as set by this site. Had one offer of £50 but turned it down, filed claim via MCOL which was acknowledged on the 14th day, they had untill Tuesday to file a defence. She recieved a cheque in the post today for £130!!!! YIPEEEE!!!!! They will be contacting her to discuss the future running of her account!!

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Thanx Martin!!!! :beer: