Reclaimed Bank Charges SUCCESS stories

redhead999

Bank: Alliance & Leicester
Amount Reclaimed: £670
Amount they paid: £670
The story:
They turned us down on the first two letters, saying it was 'within their charging policy'. Submitted a court claim online (cost £80) which they filed a defence for, then a week later just sent a cheque for the full amount!! :T They ended the letter with 'as it is clear you do not accept the terms and conditions of operation we will shortly contact you to discuss it's future operation' However as they closed the account two years ago for going overdrawn by a very small amount (after 12 years) I don't think this will be an issue!

Thanks Martin for all the info, and everyone for their support on this forum!:beer:

Lloyds TSB next...

xxjuliexx

:beer: Success at long last,we had only been with Nat West for 4 months and in that time we were charged £342 mostly over christmas.We were
charged £ 190 on 31st of Dec 06 for direct debits due out on the 2nd Jan 07.
:rolleyes: Due to all the publicity:money: i thought i would have a go at reclaiming.Working out 4 mnths charges was the easy bit. I sent three letters which Nat West ignored and i finally took them to court (a little scary) within a few days Nat West offered the full amount of £342:j well worth the trouble thanks to this sight which helped me :T
Julie x

bryoni1

Bank: First Direct
Amount claimed: £450 + £38 interest
Amount they paid:£450
Story: FD paid my credit card from the FD current account when I was short of money but hadn't realised, so they whacked £30 overdraft charge on and £25 of another fee. I didn't notice initially so this happened a couple of times in a couple of months and the fees naturally stacked up. I sent them the first letter as I had all my bank statements, they wrote back within a couple of days saying we're looking into it. I have just arrived home from a skiing holiday that I spent too much on to a without prejudice letter offering the £450 which i have happily accepted YAY!

This website is fantastic - thanks Martin - Natwest, Cahoot and Ikano card next!! :-)

KittyBoo_2

Alliance and Leicester
Amount owed - £628.05
Amount they paid - £708 (I assume this included the £80 for the claim online I paid upfront)
Their last day would have been the 14th April but the cheque came in the post today with a letter saying the same as redheadd999's post (see above). However I went into the bank this morning and asked the supervisor if there would be a problem paying this in and she said no. Cheque now in Alliance and Leicester account. Thanks to Martin and everyone else involved.

kpeanut29

Hi,
I sent off a claim for £2887 to the Woolwich at the beginning of March, received a standard letter in reply so decided to send off letter 2.
Result! :beer: Received and offer of £2026 this morning. Have decided to accept.

Thanks Martin, am recommending site to friends and family.

Peanut

triffle

HSBC just agreed £330 - exactly what I asked for minus interest. Thanks Martin - should clear my overdraft

northy

A BIG THANK YOU TO YOU ALL
Mint Card claimed £60.70 with interest posted on 28/03/07
received letter dated 31/03/07 offering full amount being paid into my daughters account is this a record?
This is only a small amount, but the buzz I got from opening the letter was amazing. The other account I have to claim will be for larger ammounts.
This gives me the encouragement I need to claim all the othere accounts, 7 all together. I don't surpose they will run as smoothly but hey!!!!!!!!!!!!!!!!!!
BARCLAYS 3 ACCOUNTS
TESCOS
MBNA 2 ACCOUNTS
RBS
Thank you again as I would not have done this with out this site and all the people on it keep up the good work!

vickirowe2

MSE_Martin wrote: »

This thread is especially to report your successes taking on the banks to reclaim unfair charges.

BARCLAYS BANK
Amount claimed £1565
Amount paid £1170

Wrote for statements, sent to me free of charge, returned cheque for £10.
Sent back the list of charges going back 6 years.
Received letter of acknowledgement and apology and within the time specified received an offer. Very easily done. Thank you Martin!


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redruby

:j

Bank: First Direct
Amount Claimed :2377.04
Amount recieved :2444.60

1st letter sent 5/01/07
FD offered me 1450.00 on 12th Feb
Turned down 13th Feb
MCOL on 14th Feb
FD Put defence in on 10th March
I was all ready for court action at this stage !!
Letter recieved 17th March offering 2444.60 :beer:
Accepcted this amount, it was a huge victory for me, was willing to go all the way, but they caved in first

Huge thanks for all the help I recieved special thanks to Edingburghlass, rex and twinkly.
Will have a drink for you all xx
:beer:

clairenyc

claimed £3000
paid £3000:rotfl: :easter: :smileyhea

within 3 days of issuing the statement of :j taking them to court!!:j :rotfl: