Reclaimed Bank Charges SUCCESS stories

gwdhld

I have just received £1470 from Barclays bank, I asked for £2200 but agreed to the first offer because it came on the same day as a nasty letter from a credit card company and it meant that i didn't have the stress of worrying about paying it. However the day i got the letter of apology and was advised that they were going to refund i got a charge and i have had 3 x charges whilst waiting for the transfer to go ahead so i don't think that they meant sorry. Can I claim these back does anyone know or is the refund a full and final amount????

Just found out that i am eligable to use those childcare vouchers which are mentioned on the home page. These tips are great at this rate i could be a millionaire (ish) by retirement!!!!!!

kaizen99

HSBC have treated me poorly as a customer - Midland were accommodating and helpful. I researched all the charges on the web banking site - a couple of hours' work with my (then) dial-up. I added interest using the calcualtor on this site. In all c.£2200. I had alread sent the first letter when i saw the possibility of new guidance to banks from the OFT and possibly the Banking Ombudsman as I sent the second letter. The next day, an offer of £1600+ was made. Given that the guidance may have changed before i was able to get to Court, I accepted!

Thank you Martin - and thank you HSBC for my hoilday in Roma, the wireless Broadband, the toolkit.........

DO IT NOW EVERYONE!!! It is so easy!! You wil not have such an opportunity in the future.

sarah2396

Bank: Natwest
Reclaimed: £4019
Paid: £3798

Wrote requestin bank statements recieved after 30 days ... sent 2nd letter requesting money .. got no response so wrote 3rd letter giving them 7 days to resopond they made an offer after 6 days ... keep at it peeps .. you will winnnnn ... many thanks to money saving expert for all the advice

poorstudent23

I did it!
Bank: Alliance & Leicester
Amount claimed: £840 (including £80 court costs & interest)
Amount received: £840

Thank you so much for this fantastic site!

naughtytinkerbell

Natwest Bank
Claimed £3,400 including interest
Paid a whopping £2,800

Easy peasy - bit slower than anticipated but all repaid within 2mths of starting the process.... now to tackle Lloyds and the £1,700 they owe me....

Thanks for all the help this site has given.

jo2975

Bank: Barclays
Amount Claimed: £2289.42
Amount Paid: £2289.42
The Story: Usual replies to letters stating the charges were lawful and in the T&Cs of my account. Issued claim on money claim website and after it had been issued and the 14 day period they had to respond they did nothing so i have just entered a judgement by default!!!
I've requested immediate payment - does any one know when i should expect to get this - whats the usual time scale for being paid and do i need to do anything further to notify Barclays??
Thanks for all your help everyone, reading other stories on here helped to calm the nerves and see it thru!!
Jo

jobo1

HALIFAX CLAIMED: £266. RECEIVED: £266.
THE WOOLWICH, RECLAIMING EXIT FEES. £62.00 & £129.00 FOR EACH MORGAGE AND RE-MORGAGE.

STILL HAVING PROBLEMS WITH CAHOOT THO. ANYONE ELSE? I HAVE HAD A SNOTTY LETTER FROM THE RELATIONSHIP SERVICE MANAGER (SUPPOSIDLY) ANDREW MAKIN SAYING THEIR CHARGES ARE FAIR :mad: AND I KNOW WHAT THE CHARGES WHERE WHEN I SIGNED UP AND I WAS FREE TO GO TO ANOTHER BANK ACCOUNT IF I WASN'T HAPPY! I HAVE THREATENED THEM WITH COURT ACTION AND I AM IN THE PROCESS OF APPLYING FOR A SMALL CLAIM. FINGERS CROSSED.:eek: :EasterBun

darby_2

Sent first letter To Natwest requesting £3399 plus interest on 24 Feb - No reply
Sent second letter on 10 March - No reply
Filed MCOL claim on 30 March

Got offer letter today for £3,399 :j

Just hope it doesn't take too long to arrive.

Thanks to everyone who has posted, you have been a great help!!!!:beer:

To anyone who hasn't claimed yet - GO FOR IT!!!

franny

Bank: HSBC
Amount claimed: £470
Amount received: £470

I sent the first letter to HSBC on the 19th February and received the bog standard "8 week investigation letter". Left it until literally yesterday when I thought enough was enough and I should get the second letter out thraetening Court proceedings. Last night I came home to a letter from HSBC offering me the entirety of my claim. No liability admitted of course.

Woo Hoo!

dan1975

Bank : RBS (Virgin One Account)

Amount claimed : £660 + interest
Amount received : £660

Took a few weeks - wrote to them on February 10th, still hadn't heard anything from them by March 23rd (!) so wrote them the 'without prejudice, I'm taking you to court' letter. Got a bog standard reply from them dated March 26th which didn't even make reference to the Feb 10th letter! Rang them on Tuesday of this week (April 3rd) and lo and behold the money is in my account this morning. I thought HSBC paid up quickly but two days is ridiculous. Although it is more like nine weeks I suppose.......


RBS made the front pages of the Manchester Evening News a fortnight ago about their refuding charges so it's definitely worth it with them even though they may seemto be ignoring you.