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Reclaimed Bank Charges SUCCESS stories
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H.S.B.C responded with an offer of £863 but in the letter they had pointed out I was in fact entitled to £1063.
I sent a second letter pointing out the full charges they had acknowledged and received a second offer of the full amount of £1063.
This took around 6 weeks from start to finish :T
" A bargain is something you can't use at a price you can't resist "
Amount Reclaimed: £595
Amount they paid: £675
(they refunded £80 charges that they'd already refunded at the time :rotfl: )
The story:
I was claiming for 2 current accounts that have only been open for 11 months!
Wrote first letter using template from Consumer Action Group and with thorough schedule of charge. Posted via regular mail on the 30th June. Received standard complaints acknowledgement letter dated 5th July that assured a response would be sent within 10 working days.
Letter arrived 22nd July (dated 17th July) offering full refund with no strings attached. Sent back signed agreement form on the 22nd and money has arrived today - 27th July! I had just written my second letter, and was going to post it on the Monday, so they were just in time!
Next I'm going to take on Abbey for a grand and then all of my credit cards...
I'm really chuffed - thanks Money Saving Expert and Consumer Action
Group :T
Worth £99
John :T
Amount Reclaimed: £2,835.92
Amount they paid: £2,835.92
Went from here to Consumer Action Group - the Halifax account was "closed" at the time of this action, so it took a while to get my list of charges.
All money refunded after Acknowledgment of court claim.
Still proceeding to court for removal of default notice and I WILL WIN
Many thanks to Martin for first highlighting the CAG website - we've gone from strength to strength ever since.
Taken: £1753
Refunded: £2235.50 (including the £120 court fee, and interest at 8% APR)
Since my initial claim, I've also had about £160 taken and then refunded after ringing them and saying something along the lines of "are you going to pay me now, or when I sue you again?".
Also just received another offer from my other bank.
Bank: First Direct (/HSBC)
Amount Reclaimed: £50.00
Amount they paid: £300.00
The story: Let me quote from their letter.
Confident? Surely not, if you're giving me money at the drop of a hat...
Go for it Money Savers! It's easier than you think! :money:
I have now had a letter saying they are going to close my account on the 1 September. Has anyone else had the same problem.
This is a real success and I am so chuffed! All thanks to this fantastic website.
Oh, and I am having all the money myself as Boyfriend said I was wasting my time with all this!!!!! Shops, here I come.
2nd claim won 26 July '06
Bank: Halifax Credit Card
Amount Reclaimed: £713.54
Amount they paid: £713.54
claimed £150
they paid £150
charges had been made for D. Debits they had paid one day before funds cleared they didn't pay up until after we had a date to go to court they had said they were defending the action and had said that if I didn't agree to accept lower amount offered they would consider closing my account (pity they hadn't checked that I had already transfered elswhere and there was only £5 in account) If I can win so can you THANKS MARTIN