Reclaimed Bank Charges SUCCESS stories

bluevegas

Amount claimed - £2000
Amount offered - £1500

I sent the first letter and within a week I received a letter of that they had received and then within 3 weeks I had received a letter saying they were prepared to offer me £1500 which i took so I am now waiting for payment which they have promised within 7-10 working day's. Now it's on to Woolwich for £3500

owenandrew

Bank: HSBC
Amount Reclaimed: £3500 + interest, total £4100
Amount they paid: £3500
The story: After hearing so many stories about people reclaiming their illegal bank charges, I decided to jump on the bandwagon! I asked for 6 years worth of statements, totalled all the charges, added interest, and after 2 months and about four letters between myself and HSBC, I received an offer today of £3500, which I have accepted.

A massive thank you to Martin and his team at Moneysavingexpert.com, without your invaluable advice I'm sure I would not have got this far.

Ta_Da_2

Hi,

Bank: Royal Bank of Scotland
Amount claimed: £1,100 + interest of £177.57
Offer Accepted: £1,100

After reading a couple of newspaper articles and checking out MoneySavingExpert, and knowing that I had been charged at various times since I opened the account, I checked my statements. (I am apparently one of the very rare people who keeps all of my bank statements.)

Once I'd added up the amount of charges I'd paid, I decided it was definitely worth a shot to get MY money back.

I posted the claim letter, with a detailed breakdown of all the charges, on 2nd March. I received a reply on Monday 19th March offering £1,100 and rejecting any wrongdoing. (If that's the case, why were they offering me £1,100?)

I signed and sent back the sheet accepting the offer on Tuesday 20th March.
The money was in my account on Friday 23rd March. Have to say that I was very impressed with the quick turn around for them giving me money. Almost as quick as them taking it away...

I still have an overdraft, and the money has gone to pay off credit cards, so I hope they don't try and close my account, if they do, I'll be back here...

Ta.
:beer:

mollyjak

Barclays paid in full £1252

and thank you to all on this site

garcherpal

A & L £2,748
Natwest £2,000
Lloyds TSB £4,911
TOTAL £9,659

Went through all the motions as prescribed by this website and gradually, over three months, received reimbursement as above.
Very pleased with all of it and would encourage everyone to go for it.
Thanks Martin for all your efforts and for a brilliant site.

Lisa_G_2

Halifax
£2081
Paid in full

After 1 letter offering £1400 which we politely declined
2nd letter to tell us money would be in the bank within 5 days. The money was actually put in the day before we received the 2nd letter!!

He he thought I would make this my first post. I am so chuffed never thought they would pay up.

SammyBadSaver

HFC
Charges = £460
Returned = £340

i wrote twice for this one, first for charges in 06, which totalled £260 they offer me half and i accepted, was new to this. Second letter was for the few years prior to 05 totalling £200 they offered me half and this time i stuck to me guns and they caved in and i got £200 back :-)

Barclays
Charges = £85
Returned = £85

sent martins first letter and within a week was given whole amount back.

Halifax
Charges = £252
Returned = £200

wrote first letter was offered a one off refund of £39 which is their current rate!!!! refused this and wrote back saying i would go to court though if they paid me £200 i would be happy and two weeks later they agree and today the money was in my account!!!!

currently in MCOL with BarclayCard and if ive no response with CapitalOne will be taking them to the MCOL if i dont heard from them by next pay day.

keep fighting the good fight!!

Sammy x

kaz-mex

co-op claimed £90
received £90
paid up after sent letter complaining about charges about 3weeks in all
got MBNA & NATIONWIDE to battle it out with the later making me go all the way to claiming in court bit nervous about but sticking to it not actuallu applied yet.

Skullcreature

just to let you's know i got 120 quid back last week yeahhhh

sandie01

Bank : Halifax
Amount Claimed 845.00
Amount Offered 710.00

Thank you, thank you. I followed the tips on the site, using the letter templates and have today sent a letter accepting 710.00
:j