Reclaimed Bank Charges SUCCESS stories

suz75

Beate wrote: »

suz, I would reply to them and if they decide to put some money into your account, let the MCOL people know how much it is and continue claiming for the rest.

Thankyou for your response Beate i think thats what i'll do, hopefully fingers crossed they will have to pay up the full amount, it just means us little people sticking to our guns and having the balls!! to go all the way!!! I will keep the site informed how I get on and if that helps other people to then great, good luck to all.. GO FOR IT:D
Thanks again for everyones responses x

vicke_p

Just a quickie !!
With the banks now charging £12 for unpaid Direct Debits etc., does anyone else think this is a more acceptable amount. I have a feeling the banks will be paying out all over again when consumers find out what the actual cost is. I'm sure it's much lower than £12?

shoe_2

Beate wrote: »

The court allows 5 days for the claim to be served so 23 + 5 = deemed to be served on 28 March. They have 14 days from then to acknowledge (that is to 11 April), if they don't acknowledge you have won and can apply for judgement by default. If they do acknowlege, that gives them another 14 days (to 25 April) to defend, if they don't defend, you have won and can apply for judgement by default. If they decide to defend you will get an Allocation Questionnaire in the post to fill in and send back, and a court date will be set. This still does not mean that the bank will actually come to the court date. They most likely will settle before. Only very few cases have actually gone in front of a judge, and every time (apart from once I believe where the claimant was not properly prepared) the claimant has won and the bank had to pay up.

So there is nothing to be scared about.

Thanks for advice, but i think monument credit card will take this one all the way...i am sure i will need lots more help soon tho..
thanks to everyone ....

Ashrey

Hi there,
This is my first post on the forum. I'm hoping someone can give me advice. I wrote to IF claming back £2k charges on my account. They have just replied to offer me 1k and I don't know what to do. Is there a standard letter template to ask after an offer? Or am I best counting myself lucky and accepting this.

I read somewhere that they are allowed to charge £12 per letter. Is this correct? They have charges of £30 per go so accepting half would mean I had paid £15 per go.

So unsure of what to do!

Any advice would be so greatly appreciated. Thank you in advance for any help.

Ash

fraggle1_2

Bank: Barclays Bank PLC

Amount claimed: 1250 pounds
Amount paid: 900 pounds

Offered 900 pounds after initial claim letter.

Took 30 days to receive offer after standard holding letter citing customer services issues. Did send second letter threaten court action but unlikely bank received this before offer made. Therefore offer was actually received after only sending first letter, albeit delayed response.

Accepted offer, looking at other postings starting to wich went for full amount, though allowing Barclays to keep a quarter seems reasonable!!!?????

happy days :j ::rotfl:

kieanmoore

Is it possible to reclaim charges when you pay off a loan early ,admin charges early payment chargesetc.

Laine_2

Im a new addition to this forum,I live in Northern Ireland and am about to tackle Nationwide for many many bank charges,just wondering,does anyone know if the law which applies to England Wales and Scotland is the same for us? watched Martins video on the website on how to go about the reclaiming process but there were a few references to England Scotland and Wales so I am curious,thanks!

shelsbels

can anybody please advise?
i sent my letter off to halifax on 16th march via recorded delivery asking for bank charges back,ive checked on royal mail to see if its been delivered and it still hasnt????
what do i do next? send 2nd letter 30th march? and where to? i sent 1st letter to data protection manager trinity rd halifax
any advise would be appreciated
shelley

lulu5

Bank, First Direct

Amount claimed:1,459 pounds
Amount Paid: 1,147 pounds

offered 1,147 after initialclaim letter,
seemed to take no time at all, sent 1st letter on the 24th Jan, it took me ages to work through bank statement, as a bit unsure, then posted on the 26th Feb asking for the money, recieved a letter within the time scale of 2 wks, and was offered a settlement for the above amount, and im taking it.
thankyou martin.
which is brill, they havent asked me to close my account as of yet, so fingers crossed.
so for you unsure ones out there do it, you got nothing to lose, and first direct were brill, apologetic and helpful.
and i got a result.
i recomend this site to everybody, my sister is now in the process,
thankyou martin, and a big thankyou to all of you out there, with words of encouragement. we all work hard, so why not play hard and beat the big boys for a change.

sexualfloody

Can anyone help? i have on some occasions charges of a service charge £12 and a maintenance charge of £28 i bank with the rbs and the 40 pound appearson my statement as a charge to my account.Can i claim this back?