Reclaimed Bank Charges SUCCESS stories

doublevodka_2

BANK---halifax
RECLAIMED----£4400.00
STORY---- sent 1st letter asking for list of charges got a phone call 3 weeks later and settled over the phone without even sending 2nd letter asking for money back !!

THANK YOU :beer:

leon3574

Hi
sent off my preliminary letter waited 20 days and was ready to send my letter before action letter when on the day i was going to post it i recieved a letter saying the usual b**ls**t about how there cahrges are fair etc but as a goodwill gesture would offer me £1186 which i thought was great as i was only claiming £1108 so am accepting this without hesitation
Would like to thank all off you for help and guidence with this and goodluck to you all with claims still going on
leon:j

codycoo

Im 27 years old and terrified of banks and basically anything to do with money

I followed the steps to reclaim my money back
after the first letter to them I got the no you know the rules your fault blah blah this just made me mad and I got tough
I then sent them THE letter
that I would take them to court, with in 2DAYS I had a reply to say that they would close my account!!
:mad:
and once this had been done they would send a cheque for 50% of my money back!!:beer:

Cant complain at this so I said yes £465 thank you very much:j

So thank you for your help :A
I must reccomend this to everyone JUST DO IT before they change the rules
just 2 more accounts to go and Im a happy bunny

lemming_3

BANK: Halifax
CLAIMED: £454.71
RECIEVED: £454.71

took 3 and a half weeks, sent first letter off asking for money back, got reply a week and a half later 'sorry to learn you are unhappy' 8weeks etc.
got a phone call a week later offering full amount, money in bank a week later!

iv recomended my parents, grandpa, and a friend at work to do it.

THANKYOU Martin you are a legend! :money:

steakandsid

BANK: FIRST DIRECT
AMOUNT 523.00
AMOUNT OFFERED AND ACCEPTED 480.00

Found my last 2 years worth of statements on-line,worked out the charges plus intrest,then sent the letter from Martins templet.Today,only 8 days after reqesting the money back i got a letter offering me £480.00 (that's the amount of charges they took before i added intrest)which i'm happy to accept::T .
The whole process from start to success has taken less than a fortnight.
I have a similar claim going on with the Halifax who are employing delaying tatics a little, but i feel confident now after this success of a positive outcome.
Thanks Martin, as i wouldn't dared to have a go without the help of this site
Regards Andy

beck2709

Bank: HSBC
Amount: £4319.61 including interest
Offered: £2916.18

Its as easy as Martin explains it is. Got the statements of the internet banking, sent first letter. Got there reply we are looking into it. Sent second letter threatening court, got there reply saying they would reply by 10th April, was just about to file at Money claim next week, when I got a letter when I got home tonight offering £2900 :T - Look the way I see it, its not all the money but I did not have it in the first place. I am over the moon. I am going on holiday in a few weeks and was worrying about spending money (no longer now).

Thank you MoneysavingExpert I could have not done this all without you. I reccommend it to anyone to have a go and not give up.

Next is claiming from MBNA and my husbands business account.:beer: :j

andrew55_2

Bank Halifax

Amount claimed 1181

Amount received 1181


Filed first letter on feb 27th, replied on march 5th, I sent next letter March 12th, they sent me a letter this morning sending full amount,

Thank you to everyone for their help, and to those still going, good luck, just remember the pain you went through when the charges where being robbed
(sorry, taken unlawfully)



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Twinkly

cozza wrote: »

I have just been charged £35 for being not 8 hrs over drawn for £4-99 when its there fault i become over drawn as they took there prev over drawn charge out but then payed it back the next day which in theary made me overdrawn for the £4-99 to come out :mad:
I rang them this morning to ask for my money back they said no as they have give me back 4 other payments they took out .
they said that they cannot refund any more as i have had 4 allready so i said if u dont give me back my £35 i will take u to court and claim the £35 they just charged me £35 for the 20 min phone call i just made & £35 for the letter i am going to write to the if they can charge made up prices for sending a letter i can do the same as well ?
do u think i stand a chance ove getting £35 for the phone call i did
as i am getting wftc &ctc if i do take then to my local small claims court i dont have to pay :T so i will let ya know how i get on

No dont do this. Claim the £35 charge they imposed on you by all means but dont try and get made up charges back for yourself. You will be under the same obligation at the court stage to provide details of your costs as they are.

Twinkly

PAWI69 wrote: »

Morning Twinkly, just a quick question......

Is delivering my 1st claim letter to my local branch by hand just as good as sending it recorded delivery as I definitely know they got it.

Morning PAW169, yes thats just as good if not better.

Celicaman

Hi Pinkmoneysaver.
We are in same boat with HSBC, They offered same 75% to me. My second letter was dated 3rd March, and they replied refering to that letter with the offer so i waited till the 14 days from the march 3rd date & filed MCOL, that way gave them all leway required for them to hang themselves.
File your MCOL as soon as the 14 days are up on your second letter unless anybody else on here has better info