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Reclaimed Bank Charges SUCCESS stories

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Comments

  • Building Society: Nationwide
    Amount Claimed £828
    Amount Paid £875
    I had to go to Small Claims eventually and case was to be defended, but just received payment as above yesterday. Thanks again to Martin and am likely to get further £900 from Nat West on Business account.
  • hi people,

    claimed: 712
    got: 592

    took two weeks start to finish. thanks to Martin and everyone posting on these forums.

    bank have cancelled my card and, as i am now in credit, the only way to access my winnings is to physically go the branch and withdraw it. As I'm normally out of the country I dunno if this is legal as I'm in credit and would mean I would have no access to my cash. oh well, spiteful sore losers! Am off to get cash and close the account and be done with this bank once and for all! Bye!!!
  • Amount claimed £420 & £350
    Amount received £372 & 278
    HSBC Bank .

    1st letter 29th Jan
    opened parachute account. (about time for a change too)
    standard letter back.
    2nd letter 15th Feb.
    3rd March offer letter received.
    accepted offer.

    waiting for money to arrive in account. my debit card was declined today so they may have closed account....... so what, overdraft clear already haha.

    Keep meaning to post. what happend to rolling total?

    doing my friends and mums next. good luck to everyone.:j
  • Natwest
    Amount Reclaimed: £110.00
    Amount they paid: £110.00

    The story:
    Downloaded template from this site and sent out letter on Feb 19th. Today (March 22), I got refunded of the full amount as a "gesture of goodwill and without admission of liability or error".

    It goes on to say that "...any charges that properly accrue in the future will be applied t oyour account in line with our published tarrif and in accordance with your agreement with the bank. Should you be unwilling to accept any such charges, then we may need to consider if we are prepared to continue to provide you with your existing banking facililties."

    £110.00 may not seem a lot to some of you but as a foreign student, it is a difference of life and death! I could survive for 3-4 weeks with that amount!

    Many thanks and Cheers to Mr. Lewis!
  • Jackswan_2
    Jackswan_2 Posts: 117 Forumite
    Halifax Credit Card claim on behalf of my daughter.

    5th December requested statements
    27th December received statements
    2nd January requested settlement for £207
    10th January fees in line with terms & conditions - no refund.
    11th January second letter requesting settlement before Court action.
    29th January MCOL
    No acknowledgement of service, no defence issued.
    8th March - request for Judgement
    9th March - Judgement entered with a request for immediate payment.
    21st March - letter from HBOS, charges are correct blah, blah, without
    admission of liability we will re-imburse the whole amount.
    22nd March - cheque received for the full amount £303.04 from Halifax Card
    Services.

    I couldn't believe their letter of the 21st March, Judgement had been entered against them for goodness sake
  • Bank Halifax
    Amount Claimed £135
    Amount Paid £135

    This was easy. Used Martins pro forma letter received reply within two weeks.

    Thanks Martin. Much appreciated.
  • Yargo1
    Yargo1 Posts: 1,047 Forumite
    Debt-free and Proud!
    Bank Natwest
    Amount Claimed 1289
    Amount Paid 1289

    This has not been easy but so worth it. I am elated! Thanks to Martin and all you other moneysavers. I am addicted to this site and its thanks to you all that I will one day be debt free xx

    This was my second claim with Natwest....They have put in a defense on the first one so am paying some more money to the court system today (now i have some!!) and so hope to get the 3,300 Im also hoping for!!
    DEBT FREE - MARCH 2012 - NOW JUST THE MORTGAGE!
    MFW 2012 No.148:£1600 / £450.00
    Mortgage - 102,57.16
  • Barclaycard Credit Card

    Claimed £99.11 on March 1st
    Letter agreeing to repay £100 received March 22nd

    Thanks Martin
    Working through my debts one company at a time
  • Marbles Credit Card

    Claimed £256.88 on 21st Feb
    Letter denying claim received a week later
    Sent next letter
    Letter offering half amount a week later
    Sent next letter
    Accepted £250 in final settlement March 13th
    Working through my debts one company at a time
  • Lloyds TSB
    Claimed chares of £4,248.22 on 13 th November
    Received a total of £4,350.00 today....
    Thank you so much for this sight. I am sorting out my rent and water arrears and once done a donation will be gratefully sent...
    Keep up the effort brilliant
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