Reclaimed Bank Charges SUCCESS stories

Sambob_3

Bank: Abbey
Amount Reclaimed: 2387.50 plus court costs of 120.00
Amount they paid:2100.00 plus court costs of 120.00

The story: Sent 1st letter 10.1.07 requesting payment, letter back offering 100.00 which was then credited back to my account. Sent 2nd letter threatening court action, Abbey still said that the 100.00 was all I was getting. Filed MCOL 8.2.07, they filed a defence 1.3.07. They then offered 50% which I rejected. I called them 14.3.07 to say I would accept 2,000.00 plus court costs, they called back 20 mins later confirming acceptance. Cheque in post and banked today.

A tad stressful, but my god it is well worth it !
Thanks Martin and everyone else on this website

:j :j :j

redruby

Hi,

Does any one know if my sister can apply for refund of charges on her mortgage, she has charges for the for the following:

1) redemption charges
2) arrears
3) a 10 pound charge each month for not paying by direct debit !!

Thanks for any advice. x

kev2b3

Hi there
I have sent my first letter plus £10.00 to abbey, i have received my 14 months of statements and i am waiting for the rest which i believe can take up tp 40 days. I have heard alot about banks closing down account, although i do have a second account with another bank what is worrying me is that i have two loans, a mortgage and house and house contents insurance with the abbey.Do you think they will threaten to close these down or can they close them down.
many thanks
kev

msae

:j :j Ikano - Offered 50% of claim, which I declined and told them it was unacceptable. Sent next letter ,stating I was prepared to accept nothing less than £30 less than the full amount I was claiming. Received letter today offering the amount I wanted. Sucess. General letter "Goodwill gesture, will to pay you amount" Success.
Only sent 1st letter requesting list of charges 6/3.
Success. Waiting for statements on other accounts.
Thanks Martin and to everyone, couldnt have done it without you

:money: :T

christheplumber

Hi guys. I'm in the process of claiming £1330 from Barclays. I have recieved a letter from them today (Tuesday) stating they are looking into my concerns and will let me have an answer or update as quickly as possible, but no later than 12 April.

The 2 week period given to them in the 1st request-money-letter would end on Friday. Do I accept their letter & wait until the 12th April or are they delaying me? Should I continue with letter #3 on Friday??

Thanks for any advice in advance.

scotch00uk

Bank: Halifax
Amount claimed: £662+ interests
Amount received: £662

i only went back about 2 years of statment that i had online.

sent of the letter template. got a letter about the 2nd march saying the 8 weeks thingy.

got a letter today saying that as a goodwill jesture they will pay the above sum. should have it in bank in 14 days.

many thanks martin i have passed your info to my fellow squadie mates,

beverleyt

Send the next letter Christheplumber and stick with the timescales that you put in your letter otherwise you would be waiting forever if you waited for them.

colark

Bank: Alliance & Leicester
Amount Claimed: £1137.47
Got back: £1140.58

The storey:
Sent the templates and got the knock back letters then took them to court.
Got a letter from them saying that I was claiming too far back (by about three months) and that I need to recalculate. I did, and this reduced my claim to -£800 however I received a cheque today for £1140.58 :-P
I,m just about to claim for our joint account. Will be informing friends and workmates of my success so they ca do the same. I urge everyone to reclaim.:beer:

phil_kirsty

hi all can i ask if its possible to start the court proceedings after i recieved my 8 week wait letter or do i have to threaten them first that i will take them to court

System

phil_kirsty wrote: »

hi all can i ask if its possible to start the court proceedings after i recieved my 8 week wait letter or do i have to threaten them first that i will take them to court

If you have only sent the first letter, you need to send the next letter before commencing court proceedings.

This is because you must be able to demonstrate to the court that you have given your bank plenty of time to resolve your claim before taking it to court.

Regards
UNDERGROUND